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Stock comparison · Signal date 2026-11-03

PRAA vs SWRD: stock comparison and AI forecast

Pra Group Inc (PRAA) and Stewards, Inc. (SWRD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

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Nasdaq · Short-Term Business Credit Institutions

PRAA Pra Group Inc

Market Cap
$743M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Short-Term Business Credit Institutions

SWRD Stewards, Inc.

Market Cap
$614M
P/E Ratio
–
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

PRAA · SWRD

Key facts

  • PRAA is 1.2 times larger than SWRD by market capitalization ($743M against $614M).
  • SWRD carries 67.62 times debt per unit of equity, against 3.95 times for PRAA.
  • Both companies share the SEC industry classification Short-Term Business Credit Institutions.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricPRAASWRD
Market Cap$743M$614M
P/B Ratio0.71x305.39x
EPS$-7.36–
Book Value/Share$27.77$0.01
Revenue/Share$35.36–
FCF/Share$-1.01–

Profitability & Margins

MetricPRAASWRD
ROE-25.4%–
ROA-5.1%–
Operating Margin5.0%–
Net Margin-19.9%–
EBT Margin-14.2%–
Tax Rate-34.5%–

Financial Health

MetricPRAASWRD
Current Ratio–0.85x
D/E Ratio3.95x67.62x
Financial Leverage5.01x86.47x
Interest Coverage–-0.8x
Working Capital–-$3M

Cash Flow

MetricPRAASWRD
Operating Cash Flow-$31M–
Free Cash Flow-$38M–
Capital Spending-$6M–
FCF/Sales-2.8%–
CapEx/Sales0.5%–

Operational Efficiency

MetricPRAASWRD
Asset Turnover0.25x–
Fixed Assets Turnover59.9x–

Income Statement

MetricPRAASWRD
Total Revenue$1.33B–
Operating Income$67M–
Net Income-$265M–

Dividend & Shareholder Information

MetricPRAASWRD
Shares Outstanding38M211M
Net Income Growth-389.2%–
EPS Growth-415.9%–
FAQ

PRAA vs SWRD: stock comparison and AI forecast

Which is bigger, PRAA or SWRD?

PRAA is 1.2 times larger than SWRD by market capitalization ($743M against $614M).

Which one does Intratio's AI model rank higher, PRAA or SWRD?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.