UFCS vs UVE: stock comparison and AI forecast
United Fire Group Inc (UFCS) and Universal Insurance Holdings, Inc. (UVE) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
UFCS United Fire Group Inc
- Market Cap
- $1.47B
- P/E Ratio
- 9.4x
- Size
- small-cap
- AI Forecast
UVE Universal Insurance Holdings, Inc.
- Market Cap
- $1.36B
- P/E Ratio
- 6.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- UFCS and UVE have similar market capitalizations ($1.47B and $1.36B).
- UVE trades at 6.1 times trailing earnings, UFCS at 9.4 times.
- UVE turns 13.9% of its revenue into net income, against 9.6% for UFCS.
- UVE carries 3.93 times debt per unit of equity, against 3.11 times for UFCS.
- UVE yields 1.62% in dividends and UFCS 1.26%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | UFCS | UVE |
|---|---|---|
| Market Cap | $1.47B | $1.36B |
| P/E Ratio | 9.43x | 6.12x |
| P/B Ratio | 1.50x | 2.11x |
| Dividend Yield | 1.26% | 1.62% |
| EPS | $6.05 | $8.01 |
| Book Value/Share | $38.02 | $23.21 |
| Revenue/Share | $57.30 | $59.93 |
| FCF/Share | – | $12.95 |
Profitability & Margins
| Metric | UFCS | UVE |
|---|---|---|
| ROE | 14.4% | 36.0% |
| ROA | 3.5% | 7.3% |
| Net Margin | 9.6% | 13.9% |
| EBT Margin | 12.0% | 18.6% |
| Tax Rate | 20.3% | 24.9% |
Financial Health
| Metric | UFCS | UVE |
|---|---|---|
| D/E Ratio | 3.11x | 3.93x |
| Financial Leverage | 4.11x | 4.93x |
Cash Flow
| Metric | UFCS | UVE |
|---|---|---|
| Operating Cash Flow | $272M | $365M |
| Free Cash Flow | – | $360M |
| Capital Spending | – | -$5M |
| OCF Growth YoY | -10.0% | 43.7% |
| FCF Growth YoY | – | 44.2% |
| FCF/Sales | – | 21.6% |
| CapEx/Sales | – | 0.3% |
Operational Efficiency
| Metric | UFCS | UVE |
|---|---|---|
| Asset Turnover | 0.37x | 0.52x |
| Fixed Assets Turnover | 11.5x | 34.8x |
Income Statement
| Metric | UFCS | UVE |
|---|---|---|
| Total Revenue | $1.47B | $1.67B |
| Net Income | $141M | $233M |
Dividend & Shareholder Information
| Metric | UFCS | UVE |
|---|---|---|
| Dividends Per Share | $0.72 | $0.80 |
| Payout Ratio | 11.9% | 10.0% |
| Shares Outstanding | 26M | 28M |
| Net Income Growth | 53.5% | 90.0% |
| EPS Growth | 79.5% | 88.0% |
UFCS vs UVE: stock comparison and AI forecast
Which is bigger, UFCS or UVE?
UFCS and UVE have similar market capitalizations ($1.47B and $1.36B).
Which is cheaper on earnings, UFCS or UVE?
UVE trades at 6.1 times trailing earnings, UFCS at 9.4 times.
Which one does Intratio's AI model rank higher, UFCS or UVE?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.