HMN vs UFCS: stock comparison and AI forecast
Horace Mann Educators Corp /De/ (HMN) and United Fire Group Inc (UFCS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HMN Horace Mann Educators Corp /De/
- Market Cap
- $1.94B
- P/E Ratio
- 11.4x
- Size
- small-cap
- AI Forecast
UFCS United Fire Group Inc
- Price
- $57.08 +45.5% · 6M
- Market Cap
- $1.47B
- P/E Ratio
- 9.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HMN is 1.3 times larger than UFCS by market capitalization ($1.94B against $1.47B).
- UFCS trades at 9.4 times trailing earnings, HMN at 11.4 times.
- HMN turns 10.2% of its revenue into net income, against 9.6% for UFCS.
- HMN carries 9.38 times debt per unit of equity, against 3.11 times for UFCS.
- HMN yields 2.98% in dividends and UFCS 1.26%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HMN | UFCS |
|---|---|---|
| Market Cap | $1.94B | $1.47B |
| P/E Ratio | 11.38x | 9.43x |
| P/B Ratio | 1.29x | 1.50x |
| Dividend Yield | 2.98% | 1.26% |
| EPS | $4.20 | $6.05 |
| Book Value/Share | $37.11 | $38.02 |
| Revenue/Share | $43.11 | $57.30 |
Profitability & Margins
| Metric | HMN | UFCS |
|---|---|---|
| ROE | 11.8% | 14.4% |
| ROA | 1.1% | 3.5% |
| Net Margin | 10.2% | 9.6% |
| EBT Margin | 12.4% | 12.0% |
| Tax Rate | 18.1% | 20.3% |
Financial Health
| Metric | HMN | UFCS |
|---|---|---|
| D/E Ratio | 9.38x | 3.11x |
| Financial Leverage | 10.38x | 4.11x |
Cash Flow
| Metric | HMN | UFCS |
|---|---|---|
| Operating Cash Flow | $566M | $272M |
| OCF Growth YoY | -7.1% | -10.0% |
Operational Efficiency
| Metric | HMN | UFCS |
|---|---|---|
| Asset Turnover | 0.11x | 0.37x |
| Fixed Assets Turnover | – | 11.5x |
Income Statement
| Metric | HMN | UFCS |
|---|---|---|
| Total Revenue | $1.75B | $1.47B |
| Net Income | $177M | $141M |
Dividend & Shareholder Information
| Metric | HMN | UFCS |
|---|---|---|
| Dividends Per Share | $1.42 | $0.72 |
| Payout Ratio | 33.8% | 11.9% |
| Shares Outstanding | 40M | 26M |
| Net Income Growth | 26.6% | 53.5% |
| EPS Growth | 35.5% | 79.5% |
HMN vs UFCS: stock comparison and AI forecast
Which is bigger, HMN or UFCS?
HMN is 1.3 times larger than UFCS by market capitalization ($1.94B against $1.47B).
Which is cheaper on earnings, HMN or UFCS?
UFCS trades at 9.4 times trailing earnings, HMN at 11.4 times.
Which one does Intratio's AI model rank higher, HMN or UFCS?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.