HMN vs KMPR: stock comparison and AI forecast
Horace Mann Educators Corp /De/ (HMN) and Kemper Corp (KMPR) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HMN Horace Mann Educators Corp /De/
- Market Cap
- $1.94B
- P/E Ratio
- 11.4x
- Size
- small-cap
- AI Forecast
KMPR Kemper Corp
- Market Cap
- $2.07B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HMN and KMPR have similar market capitalizations ($1.94B and $2.07B).
- HMN turns 10.2% of its revenue into net income, against -10.8% for KMPR.
- HMN carries 9.38 times debt per unit of equity, against 4.45 times for KMPR.
- KMPR yields 5.20% in dividends and HMN 2.98%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HMN | KMPR |
|---|---|---|
| Market Cap | $1.94B | $2.07B |
| P/E Ratio | 11.38x | – |
| P/B Ratio | 1.29x | 0.94x |
| Dividend Yield | 2.98% | 5.20% |
| EPS | $4.20 | $-8.27 |
| Book Value/Share | $37.11 | $26.32 |
| Revenue/Share | $43.11 | $54.87 |
| FCF/Share | – | $4.76 |
Profitability & Margins
| Metric | HMN | KMPR |
|---|---|---|
| ROE | 11.8% | -22.5% |
| ROA | 1.1% | -4.1% |
| Net Margin | 10.2% | -10.8% |
| EBT Margin | 12.4% | – |
| Tax Rate | 18.1% | – |
Financial Health
| Metric | HMN | KMPR |
|---|---|---|
| D/E Ratio | 9.38x | 4.45x |
| Financial Leverage | 10.38x | 5.44x |
| Interest Coverage | – | 9.2x |
Cash Flow
| Metric | HMN | KMPR |
|---|---|---|
| Operating Cash Flow | $566M | $434M |
| Free Cash Flow | – | $397M |
| Capital Spending | – | -$38M |
| OCF Growth YoY | -7.1% | -26.0% |
| FCF Growth YoY | – | -28.0% |
| FCF/Sales | – | 8.7% |
| CapEx/Sales | – | 0.8% |
Operational Efficiency
| Metric | HMN | KMPR |
|---|---|---|
| Asset Turnover | 0.11x | 0.38x |
Income Statement
| Metric | HMN | KMPR |
|---|---|---|
| Total Revenue | $1.75B | $4.57B |
| Net Income | $177M | -$494M |
Dividend & Shareholder Information
| Metric | HMN | KMPR |
|---|---|---|
| Dividends Per Share | $1.42 | $1.29 |
| Payout Ratio | 33.8% | – |
| Shares Outstanding | 40M | 83M |
| Net Income Growth | 26.6% | -243.8% |
| EPS Growth | 35.5% | -255.7% |
HMN vs KMPR: stock comparison and AI forecast
Which is bigger, HMN or KMPR?
HMN and KMPR have similar market capitalizations ($1.94B and $2.07B).
Which one does Intratio's AI model rank higher, HMN or KMPR?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.