HMN vs PLGO: stock comparison and AI forecast
Horace Mann Educators Corp /De/ (HMN) and Pelagos Insurance Capital Ltd (PLGO) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HMN Horace Mann Educators Corp /De/
- Market Cap
- $1.94B
- P/E Ratio
- 11.4x
- Size
- small-cap
- AI Forecast
PLGO Pelagos Insurance Capital Ltd
- Market Cap
- $2.19B
- P/E Ratio
- 7.4x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PLGO is 1.1 times larger than HMN by market capitalization ($2.19B against $1.94B).
- PLGO trades at 7.4 times trailing earnings, HMN at 11.4 times.
- PLGO turns 15.9% of its revenue into net income, against 10.2% for HMN.
- HMN carries 9.38 times debt per unit of equity, against 5.30 times for PLGO.
- HMN yields 2.98% in dividends and PLGO 2.56%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HMN | PLGO |
|---|---|---|
| Market Cap | $1.94B | $2.19B |
| P/E Ratio | 11.38x | 7.36x |
| P/B Ratio | 1.29x | 0.99x |
| Dividend Yield | 2.98% | 2.56% |
| EPS | $4.20 | $3.60 |
| Book Value/Share | $37.11 | $26.84 |
| Revenue/Share | $43.11 | $30.38 |
| FCF/Share | – | $7.62 |
Profitability & Margins
| Metric | HMN | PLGO |
|---|---|---|
| ROE | 11.8% | 18.1% |
| ROA | 1.1% | 2.9% |
| Net Margin | 10.2% | 15.9% |
| EBT Margin | 12.4% | 18.3% |
| Tax Rate | 18.1% | 12.8% |
Financial Health
| Metric | HMN | PLGO |
|---|---|---|
| D/E Ratio | 9.38x | 5.30x |
| Financial Leverage | 10.38x | 6.30x |
Cash Flow
| Metric | HMN | PLGO |
|---|---|---|
| Operating Cash Flow | $566M | $632M |
| Free Cash Flow | – | $630M |
| Capital Spending | – | -$2M |
| OCF Growth YoY | -7.1% | – |
| FCF/Sales | – | 25.1% |
| CapEx/Sales | – | 0.1% |
Operational Efficiency
| Metric | HMN | PLGO |
|---|---|---|
| Asset Turnover | 0.11x | 0.18x |
Income Statement
| Metric | HMN | PLGO |
|---|---|---|
| Total Revenue | $1.75B | $2.51B |
| Net Income | $177M | $401M |
Dividend & Shareholder Information
| Metric | HMN | PLGO |
|---|---|---|
| Dividends Per Share | $1.42 | $0.68 |
| Payout Ratio | 33.8% | 18.9% |
| Shares Outstanding | 40M | 83M |
| Net Income Growth | 26.6% | – |
| EPS Growth | 35.5% | 414.3% |
HMN vs PLGO: stock comparison and AI forecast
Which is bigger, HMN or PLGO?
PLGO is 1.1 times larger than HMN by market capitalization ($2.19B against $1.94B).
Which is cheaper on earnings, HMN or PLGO?
PLGO trades at 7.4 times trailing earnings, HMN at 11.4 times.
Which one does Intratio's AI model rank higher, HMN or PLGO?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.