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Stock comparison · Signal date 2026-11-03

KMPR vs SAFT: stock comparison and AI forecast

Kemper Corp (KMPR) and Safety Insurance Group Inc (SAFT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Fire, Marine & Casualty Insurance

KMPR Kemper Corp

Market Cap
$2.07B
P/E Ratio
–
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · Fire, Marine & Casualty Insurance

SAFT Safety Insurance Group Inc

Market Cap
$1.53B
P/E Ratio
18.5x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

KMPR · SAFT

Key facts

  • KMPR is 1.4 times larger than SAFT by market capitalization ($2.07B against $1.53B).
  • SAFT turns 5.3% of its revenue into net income, against -10.8% for KMPR.
  • KMPR carries 4.45 times debt per unit of equity, against 1.86 times for SAFT.
  • KMPR yields 5.20% in dividends and SAFT 3.53%.
  • Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricKMPRSAFT
Market Cap$2.07B$1.53B
P/E Ratio–18.52x
P/B Ratio0.94x1.75x
Dividend Yield5.20%3.53%
EPS$-8.27$5.63
Book Value/Share$26.32$59.72
Revenue/Share$54.87$87.62
FCF/Share$4.76$11.97

Profitability & Margins

MetricKMPRSAFT
ROE-22.5%7.8%
ROA-4.1%2.7%
Net Margin-10.8%5.3%
EBT Margin–6.8%
Tax Rate–21.6%

Financial Health

MetricKMPRSAFT
D/E Ratio4.45x1.86x
Financial Leverage5.44x2.86x
Interest Coverage9.2x–

Cash Flow

MetricKMPRSAFT
Operating Cash Flow$434M$180M
Free Cash Flow$397M$176M
Capital Spending-$38M-$5M
OCF Growth YoY-26.0%12.9%
FCF Growth YoY-28.0%10.8%
FCF/Sales8.7%13.7%
CapEx/Sales0.8%0.4%

Operational Efficiency

MetricKMPRSAFT
Asset Turnover0.38x0.51x

Income Statement

MetricKMPRSAFT
Total Revenue$4.57B$1.29B
Net Income-$494M$69M

Dividend & Shareholder Information

MetricKMPRSAFT
Dividends Per Share$1.29$3.68
Payout Ratio–65.4%
Shares Outstanding83M15M
Net Income Growth-243.8%-19.1%
EPS Growth-255.7%-1.6%
FAQ

KMPR vs SAFT: stock comparison and AI forecast

Which is bigger, KMPR or SAFT?

KMPR is 1.4 times larger than SAFT by market capitalization ($2.07B against $1.53B).

Which one does Intratio's AI model rank higher, KMPR or SAFT?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.