Analysis updated on Oct. 14, 2026 (UTC) · Alpha · vs marketSwitch to Total · NYSE
Our AI ranks Regional Management Corp. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Regional Management Corp. is a small-cap company with a market capitalization of $317M. It ranks number 11 by market capitalization among the 11 Personal Credit Institutions issuers in our coverage with a current forecast. Its P/B Ratio of 0.84x is the lowest of the 10 peers that report one.
A per-ticker accuracy statistic for RM is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.5%, strong sell < -1.6% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-13 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, RM included.
Follow RM free90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Personal Credit Institutions peers listed below that report each metric.
| Metric | RM | Rank |
|---|---|---|
| Market Cap | $317M | 11/11 |
| P/E Ratio | 6.78x | 10/11 |
| P/B Ratio | 0.84x | 10/10 |
| Dividend Yield | 3.66% | 2/5 |
| EPS | $5.45 | – |
| Book Value/Share | $41.01 | – |
| Revenue/Share | $72.68 | – |
| FCF/Share | $35.06 | – |
| Metric | RM | Rank |
|---|---|---|
| ROE | 12.4% | 7/10 |
| ROA | 2.2% | 6/10 |
| Net Margin | 7.0% | 7/10 |
| EBT Margin | 9.0% | 9/11 |
| Tax Rate | 22.6% | – |
| Metric | RM | Rank |
|---|---|---|
| D/E Ratio | 4.63x | 6/10 |
| Financial Leverage | 5.63x | 6/10 |
| Metric | RM | Rank |
|---|---|---|
| Operating Cash Flow | $329M | 8/11 |
| Free Cash Flow | $323M | 5/7 |
| Capital Spending | -$5M | 3/7 |
| OCF Growth YoY | 16.8% | 5/9 |
| FCF Growth YoY | 17.1% | 3/6 |
| FCF/Sales | 48.2% | 3/7 |
| CapEx/Sales | 0.8% | 5/7 |
| Metric | RM | Rank |
|---|---|---|
| Asset Turnover | 0.31x | 5/11 |
| Fixed Assets Turnover | 51.4x | 3/10 |
| Metric | RM | Rank |
|---|---|---|
| Total Revenue | $670M | 10/11 |
| Net Income | $46M | 9/10 |
| Metric | RM | Rank |
|---|---|---|
| Dividends Per Share | $1.26 | – |
| Payout Ratio | 23.1% | 2/5 |
| Shares Outstanding | 9M | – |
| Cash & Short-term Investments | $7M | 0.3% of assets |
| Total Liabilities | $1.75B | 82.3% of assets |
Companies classified under the same SEC industry code as Regional Management Corp. (Personal Credit Institutions): 11 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| RM Regional Management Corp. | ▲ | $317M |
| AFRM Affirm Holdings, Inc. | ▶ | $26.28B |
| OMF Onemain Holdings, Inc. | ▶ | $6.48B |
| CACC Credit Acceptance Corp | ▶ | $5.67B |
| NNI Nelnet Inc | ▼ | $4.54B |
| ENVA Enova International, Inc. | ▲ | $4.36B |
| SLM Slm Corp | ▶ | $4.27B |
| BFH Bread Financial Holdings, Inc. | ▲ | $3.93B |
| HAPN Happen, Inc. | ▲ | $1.71B |
| ATLC Atlanticus Holdings Corp | ▲ | $1.44B |
| WRLD World Acceptance Corp | ▲ | $826M |
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Regional Management is a branch installment lender with 357 storefronts trading at 0.81x book. Read why RM stock is a hold.
Our AI ranks Regional Management Corp. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
A per-ticker accuracy statistic for RM is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Regional Management Corp. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 14, 2026.
11 issuers in our coverage, RM included, share the SEC industry code Personal Credit Institutions. The largest are: Affirm Holdings, Inc. (AFRM), Onemain Holdings, Inc. (OMF), Credit Acceptance Corp (CACC), Nelnet Inc (NNI), Enova International, Inc. (ENVA), Slm Corp (SLM).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.
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