Repay Holdings Corp (RPAY) Stock Forecast Oct. 14, 2026
Analysis updated on Oct. 14, 2026 (UTC) · Total · absolute moveSwitch to Alpha · Nasdaq
Repay Holdings Corp (RPAY) stock forecast summary
Our AI ranks Repay Holdings Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Repay Holdings Corp is a small-cap company with a market capitalization of $355M. It ranks number 59 by market capitalization among the 60 Services-Business Services, NEC issuers in our coverage with a current forecast. Its P/B Ratio of 0.75x is the lowest of the 47 peers that report one. Its Net Margin of -49.6% is the lowest of the 45 peers that report one.
A per-ticker accuracy statistic for RPAY is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected absolute price move over the horizon, market included. This is the number a price target is built from. Ratings: strong buy ≥ +4.5%, buy ≥ +3.4%, sell < +2.1%, strong sell < +0.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-14 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, RPAY included.
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How RPAY ranks among 4009 stocks
90D Total forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Repay Holdings Corp (RPAY) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Services-Business Services, NEC peers listed below that report each metric.
Valuation & Market
| Metric | RPAY | Rank |
|---|---|---|
| Market Cap | $355M | 59/60 |
| P/B Ratio | 0.75x | 47/47 |
| EPS | $-1.98 | – |
| Book Value/Share | $5.26 | – |
| Revenue/Share | $3.76 | – |
| FCF/Share | $1.23 | – |
Profitability & Margins
| Metric | RPAY | Rank |
|---|---|---|
| ROE | -35.4% | 37/39 |
| ROA | -10.4% | 41/45 |
| ROIC | -10.2% | 46/50 |
| Gross Margin | 73.4% | 6/41 |
| Operating Margin | -44.2% | 51/51 |
| Net Margin | -49.6% | 45/45 |
| EBT Margin | -53.6% | 53/53 |
| Tax Rate | 2.6% | – |
Financial Health
| Metric | RPAY | Rank |
|---|---|---|
| Current Ratio | 1.45x | 25/54 |
| Quick Ratio | 1.43x | 5/8 |
| D/E Ratio | 2.41x | 18/47 |
| Financial Leverage | 3.40x | 18/47 |
| Interest Coverage | -0.4x | 40/49 |
| Working Capital | $66M | 41/54 |
Cash Flow
| Metric | RPAY | Rank |
|---|---|---|
| Operating Cash Flow | $113M | 39/53 |
| Free Cash Flow | $110M | 34/46 |
| Capital Spending | -$3M | 6/46 |
| OCF Growth YoY | -13.3% | 35/45 |
| FCF Growth YoY | -14.9% | 28/40 |
| FCF/Sales | 32.6% | 9/46 |
| CapEx/Sales | 0.7% | 33/46 |
Operational Efficiency
| Metric | RPAY | Rank |
|---|---|---|
| Asset Turnover | 0.21x | 42/48 |
| Receivables Turnover | 5.3x | 30/41 |
| Inventory Turnover | 38.8x | 3/7 |
| Fixed Assets Turnover | 89.8x | 6/44 |
| Days Sales Outstanding | 69 days | 12/41 |
| Days Inventory | 9 days | 5/7 |
| Payables Period | 180 days | 1/35 |
| Cash Conversion Cycle | -101 days | 5/5 |
Income Statement
| Metric | RPAY | Rank |
|---|---|---|
| Total Revenue | $337M | 46/48 |
| Operating Income | -$149M | 49/51 |
| Net Income | -$167M | 41/45 |
| SG&A Expense | $154M | 38/42 |
| Cost of Goods Sold | $90M | 37/41 |
Dividend & Shareholder Information
| Metric | RPAY | Rank |
|---|---|---|
| Shares Outstanding | 90M | – |
Balance Sheet Highlights (USD millions)
| Total Current Assets | $213M | 13.2% of assets |
| Cash & Short-term Investments | $84M | 5.2% of assets |
| Accounts Receivable | $64M | 4.0% of assets |
| Inventory | $2M | 0.1% of assets |
| Total Liabilities | $1.14B | 70.8% of assets |
| Short-term Debt | $103M | 6.4% of assets |
RPAY quarterly financials and insider trading
Repay Holdings Corp (RPAY) industry peers
Companies classified under the same SEC industry code as Repay Holdings Corp (Services-Business Services, NEC): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Total) | Market Cap |
|---|---|---|
| RPAY Repay Holdings Corp | ▲ | $355M |
| MA Mastercard Inc | ▼ | $529.81B |
| PDD Pdd Holdings Inc. | ▶ | $466.65B |
| UBER Uber Technologies, Inc | ▲ | $145.68B |
| ACN Accenture Plc | ▼ | $142.62B |
| MELI Mercadolibre Inc | ▲ | $95.11B |
| DASH Doordash, Inc. | ▲ | $83.67B |
| RELX Relx Plc | ▼ | $66.76B |
| EBAY Ebay Inc | ▼ | $51.80B |
| PYPL Paypal Holdings, Inc. | ▼ | $49.55B |
| MSCI Msci Inc. | ▶ | $40.77B |
| CPAY Corpay, Inc. | ▼ | $26.20B |
| FISV Fiserv Inc | ▼ | $24.81B |
| GPN Global Payments Inc | ▶ | $21.67B |
| BR Broadridge Financial Solutions, Inc. | ▼ | $19.21B |
| KSPI Joint Stock Co Kaspi.Kz | ▲ | $18.28B |
| FIS Fidelity National Information Services, Inc. | ▼ | $18.15B |
| RBA Rb Global Inc. | ▼ | $16.34B |
| FICO Fair Isaac Corp | ▶ | $15.62B |
| AKAM Akamai Technologies Inc | ▶ | $14.36B |
| WSE Wise Group Plc | ▶ | $12.46B |
| CSGP Costar Group, Inc. | ▶ | $12.16B |
| CART Maplebear Inc. | ▲ | $11.49B |
| HQY Healthequity, Inc. | ▶ | $7.46B |
| ETSY Etsy Inc | ▲ | $7.28B |
| ANDG Andersen Group Inc. | ▶ | $6.56B |
| Z Zillow Group, Inc. | ▲ | $6.29B |
| LYFT Lyft, Inc. | ▲ | $6.20B |
| XMTR Xometry, Inc. | ▲ | $6.19B |
| WEX Wex Inc. | ▼ | $5.95B |
| EXLS Exlservice Holdings, Inc. | ▶ | $5.68B |
| RELY Remitly Global, Inc. | ▲ | $5.03B |
| QH Quhuo Ltd | ▲ | $4.88B |
| AMTM Amentum Holdings, Inc. | ▶ | $4.53B |
| DLO Dlocal Ltd | ▲ | $4.43B |
| SEZL Sezzle Inc. | ▲ | $4.38B |
| PAY Paymentus Holdings, Inc. | ▶ | $4.01B |
| FOUR Shift4 Payments, Inc. | ▲ | $3.15B |
| TNET Trinet Group, Inc. | ▼ | $3.06B |
| MMS Maximus, Inc. | ▼ | $3.04B |
| CBZ Cbiz, Inc. | ▼ | $2.97B |
| PAYO Payoneer Global Inc. | ▼ | $2.42B |
| TIC Tic Solutions, Inc. | ▲ | $1.99B |
| ACVA Acv Auctions Inc. | ▲ | $1.78B |
| CNXC Concentrix Corp | ▲ | $1.65B |
| LQDT Liquidity Services Inc | ▶ | $1.38B |
| RSKD Riskified Ltd. | ▲ | $1.33B |
| RDWR Radware Ltd | ▲ | $1.27B |
| QNST Quinstreet, Inc | ▲ | $900M |
| PAYS Paysign, Inc. | ▲ | $874M |
| TC Token Cat Ltd | ▼ | $737M |
| CASS Cass Information Systems Inc | ▶ | $688M |
| PHR Phreesia, Inc. | ▶ | $667M |
| TDTH Trident Digital Tech Holdings Ltd | ▼ | $663M |
| PRTH Priority Technology Holdings, Inc. | ▲ | $644M |
| MAX Mediaalpha, Inc. | ▲ | $641M |
| CTEV Claritev Corp | ▲ | $402M |
| ADV Advantage Solutions Inc. | ▲ | $398M |
| RMNI Rimini Street, Inc. | ▲ | $382M |
| IMXI International Money Express, Inc. | ▶ | $328M |
Where RPAY sits on the market map
Repay Holdings Corp (RPAY) stock news
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Repay Holdings Corp (RPAY) stock forecast FAQ
What is the Repay Holdings Corp (RPAY) stock forecast?
Our AI ranks Repay Holdings Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Repay Holdings Corp stock predictions?
A per-ticker accuracy statistic for RPAY is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Repay Holdings Corp forecasts updated?
Repay Holdings Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 14, 2026.
Which companies are Repay Holdings Corp's industry peers?
60 issuers in our coverage, RPAY included, share the SEC industry code Services-Business Services, NEC. The largest are: Mastercard Inc (MA), Pdd Holdings Inc. (PDD), Uber Technologies, Inc (UBER), Accenture Plc (ACN), Mercadolibre Inc (MELI), Doordash, Inc. (DASH).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.