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Atlanticus Holdings Corp (ATLC) AI Forecast

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$ATLC Bullish Signal Full forecast available

Atlanticus Holdings Corp (ATLC) Stock Forecast 2025


Atlanticus Holdings Corp (ATLC) AI Stock Price Forecast & Investment Analysis

Atlanticus Holdings Corp Stock Price Chart and Technical Analysis

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Atlanticus Holdings Corp (ATLC) - Comprehensive Stock Analysis & Investment Research

Deep dive into Atlanticus Holdings Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on August 12, 2026, 1:24 p.m. (UTC)

Atlanticus Holdings Corp Investment Summary

When evaluating whether Atlanticus Holdings Corp (ATLC) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Atlanticus Holdings Corp (ATLC) operates within the Finance sector, specifically in the Personal Credit Institutions industry. . With a market capitalization of $1 billion, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Atlanticus Holdings Corp's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Atlanticus Holdings Corp along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Atlanticus Holdings Corp is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Atlanticus Holdings Corp (Stock Symbol: ATLC) is a prominent company operating within the Finance sector, with a specific focus on the Personal Credit Institutions industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Atlanticus Holdings Corp's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Atlanticus Holdings Corp...

Sector & Industry Analysis

In-depth sector dynamics and industry context for Atlanticus Holdings Corp...

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Revenue & Growth Analysis

Atlanticus Holdings Corp generates annual revenues of $3 billion , indicating a well-established business with proven market demand.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Atlanticus Holdings Corp...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Atlanticus Holdings Corp...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Atlanticus Holdings Corp...

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Strategic Market Position

Atlanticus Holdings Corp strategically competes in the highly dynamic Personal Credit Institutions marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Atlanticus Holdings Corp competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency
Asset Utilization Efficiency

Asset turnover ratio of 0.35x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Atlanticus Holdings Corp (ATLC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Atlanticus Holdings Corp stock analysis.

Deep dive into Atlanticus Holdings Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Atlanticus Holdings Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Atlanticus Holdings Corp: With a P/E ratio of 9.21, the market sees the stock as potentially undervalued.

P/E Ratio 9.21x
P/B Ratio 2.02x
Market Cap $1.42B
EPS $17.60
Book Value/Share $46.26
Revenue/Share $174.88
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Atlanticus Holdings Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Atlanticus Holdings Corp: An ROE of 73.6% demonstrates excellent shareholder value creation.

ROE 73.6%
ROA 6.9%
Net Margin 142.4%
EBT Margin 47.1%
Tax Rate 2.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Atlanticus Holdings Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Atlanticus Holdings Corp:

D/E Ratio 9.62x
Financial Leverage 10.67x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Atlanticus Holdings Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Atlanticus Holdings Corp:

Operating Cash Flow $233M
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Atlanticus Holdings Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Atlanticus Holdings Corp: An asset turnover of 0.35x suggests room for improvement in asset utilization.

Asset Turnover 0.35x
Fixed Assets Turnover 244.1x
Understanding Financial Statement Data

What these metrics mean: Key figures from Atlanticus Holdings Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Atlanticus Holdings Corp: With annual revenue of $2652M, Atlanticus Holdings Corp operates at significant scale.

Income Statement
Total Revenue $2.65B
Net Income $516M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 555%
Total Liabilities 6754%
Dividend & Shareholder Information
Shares Outstanding 15M
Growth Metrics (YoY)
Net Income Growth 142.4%
EPS Growth 18.8%

Latest Atlanticus Holdings Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Atlanticus Holdings Corp (ATLC) stock price and investment outlook.

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Where ATLC sits on the market map

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Atlanticus Holdings Corp Competitors & Peer Analysis - Finance Sector

Comparative analysis of Atlanticus Holdings Corp against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFRM ██% $25.86B 51.5x 6.8x
ATLC ██% $1.42B 9.2x 2.0x
BFH ██% $4.18B 7.4x 1.2x
CACC ██% $5.94B 11.8x 3.7x
ENVA ██% $6.40B 18.0x 4.3x
HAPN ██% $2.24B 11.5x 1.4x
LC ██% $2.27B 13.0x 1.5x
LPRO ██% $371M x 4.9x
NNI ██% $4.52B 14.9x 1.2x
OMF ██% $7.30B 9.2x 2.2x
RM ██% $294M 6.3x 0.8x
SLM ██% $5.16B 7.0x 2.1x
WRLD ██% $876M 22.3x 2.4x
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Frequently Asked Questions - Atlanticus Holdings Corp Stock Forecast

How accurate are Atlanticus Holdings Corp stock predictions?

Our AI model shows a 2% Spearman correlation coefficient for ATLC predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Atlanticus Holdings Corp stock price forecasts?

Our analysis considers Atlanticus Holdings Corp's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Atlanticus Holdings Corp a good investment in 2025?

Based on our AI analysis, Atlanticus Holdings Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Atlanticus Holdings Corp forecasts updated?

Atlanticus Holdings Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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