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Upwork, Inc (UPWK) AI Forecast

Our AI ranks Upwork, Inc outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

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$UPWK Bullish Signal Full forecast available

Upwork, Inc (UPWK) Stock Forecast Sept. 25, 2026


Upwork, Inc (UPWK) AI Stock Price Forecast & Investment Analysis

Upwork, Inc Stock Price Chart and Technical Analysis

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Upwork, Inc (UPWK) - Comprehensive Stock Analysis & Investment Research

Deep dive into Upwork, Inc's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on Sept. 25, 2026 (UTC)

Upwork, Inc Investment Summary

When evaluating whether Upwork, Inc (UPWK) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Upwork, Inc (UPWK) operates within the Technology sector, specifically in the Services-Computer Processing & Data Preparation industry. With a market capitalization of $1 billion, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Upwork, Inc's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Upwork, Inc along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Upwork, Inc is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Upwork, Inc (Stock Symbol: UPWK) is a prominent company operating within the Technology sector, with a specific focus on the Services-Computer Processing & Data Preparation industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Upwork, Inc's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Upwork, Inc...

Sector & Industry Analysis

In-depth sector dynamics and industry context for Upwork, Inc...

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Revenue & Growth Analysis

Upwork, Inc generates annual revenues of $787 million, representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Upwork, Inc...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Upwork, Inc...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Upwork, Inc...

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AI ANALYSIS AVAILABLE

Unlock Upwork, Inc's AI Price Forecast

Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

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Strategic Market Position

Upwork, Inc strategically competes in the highly dynamic Services-Computer Processing & Data Preparation marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Upwork, Inc operates within the fast-evolving technology sector where competitive dynamics are shaped by innovation cycles, platform economics, and network effects. Technology companies must continuously invest in R&D to maintain relevance, while also defending against disruption from startups and adjacent market entrants. Success in this sector often requires achieving critical scale or establishing defensible intellectual property positions.

Operational Efficiency

The company shows positive operational efficiency, generating $204 million in free cash flow annually. Year-over-year cash flow growth stands at -5.2%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Margin & Pricing Power Analysis

The company maintains a gross margin of 77.2%. This reflects strong pricing power and/or low direct production costs relative to revenue. Gross margins are only comparable within an industry, so read this level against the company's peers rather than the market as a whole.

An operating margin of 15.1% shows how efficiently the company converts revenue into operating profit after all operating expenses, including research and development, sales and marketing, and general and administrative costs. This healthy operating margin shows balanced investment in growth functions while maintaining reasonable profitability.

Asset Utilization Efficiency

The asset turnover ratio stands at 0.62x. This is a moderate asset turnover. Lower turnover is expected where the business model requires significant infrastructure, so the ratio should be read against the company's own industry.

Financial Strength & Leverage

The current ratio stands at 1.42. This indicates adequate liquidity to meet short-term obligations with a reasonable cushion. This level balances working capital efficiency with financial safety.

Upwork, Inc (UPWK) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Upwork, Inc stock analysis.

Deep dive into Upwork, Inc's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Upwork, Inc stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Upwork, Inc: With a P/E ratio of 9.90, the market sees the stock as potentially undervalued.

P/E Ratio 9.90x
P/B Ratio 1.65x
Market Cap $1.01B
EPS $0.80
Book Value/Share $4.89
Revenue/Share $6.30
FCF/Share $1.64
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Upwork, Inc converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Upwork, Inc: An ROE of 16.7% demonstrates excellent shareholder value creation.

ROE 16.7%
ROA 8.0%
ROIC 18.7%
Gross Margin 77.2%
Operating Margin 15.1%
Net Margin 12.9%
EBT Margin 17.7%
Tax Rate 27.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Upwork, Inc's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Upwork, Inc: A current ratio of 1.42 shows adequate liquidity.

Current Ratio 1.42x
D/E Ratio 1.08x
Financial Leverage 2.08x
Interest Coverage 48.9x
Working Capital $271M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Upwork, Inc's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Upwork, Inc: Free cash flow of $204M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $209M
Free Cash Flow $204M
Capital Spending -$4M
OCF Growth YoY -5.2%
FCF Growth YoY -3.8%
FCF/Sales 26.0%
CapEx/Sales 0.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Upwork, Inc uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Upwork, Inc: An asset turnover of 0.62x suggests room for improvement in asset utilization.

Asset Turnover 0.62x
Receivables Turnover 10.3x
Fixed Assets Turnover 13.4x
Days Sales Outstanding 35 days
Payables Period 14 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Upwork, Inc's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Upwork, Inc: With annual revenue of $787M, Upwork, Inc demonstrates solid business size.

Income Statement
Total Revenue $787M
Operating Income $118M
Net Income $101M
R&D Expense $182M
SG&A Expense $438M
Cost of Goods Sold $179M
Balance Sheet Highlights (USD millions)
Total Current Assets $909M (71.3% of assets)
Cash & Short-term Investments $476M (37.4% of assets)
Accounts Receivable $76M (6.0% of assets)
Total Liabilities $663M (52.0% of assets)
Short-term Debt $631M (49.5% of assets)
Dividend & Shareholder Information
Shares Outstanding 125M

Latest Upwork, Inc Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Upwork, Inc (UPWK) stock price and investment outlook.

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Where UPWK sits on the market map

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Upwork, Inc Industry Peers - Services-Computer Processing & Data Preparation

Companies classified under the same SEC industry code as Upwork, Inc (Services-Computer Processing & Data Preparation): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

Company Ticker Symbol 90-Day AI Forecast (Alpha) Market Cap (USD M) P/E Ratio P/B Ratio
UPWK ██% $1.01B 9.9x 1.7x
ADP ██% $104.75B 23.7x 17.4x
JOYY ██% $83.85B x 269.0x
WDAY ██% $46.03B 36.8x 18.5x
RDDT ██% $29.38B 33.7x 8.9x
VRSK ██% $22.10B 24.8x x
TOST ██% $17.40B 35.8x 8.5x
HNGE ██% $7.71B x 22.4x
APLD ██% $7.65B x 4.5x
RNG ██% $6.67B x 104.9x
QBTS ██% $6.45B x 6.0x
PEGA ██% $5.63B 17.4x 10.0x
FA ██% $3.37B x 2.6x
LIF ██% $3.36B 22.8x 5.5x
INFQ ██% $3.22B x 5.6x
CARG ██% $2.79B 19.4x 10.6x
FIVN ██% $2.67B x 3.4x
INOD ██% $2.38B 51.2x 14.9x
RAMP ██% $2.28B 14.6x 1.7x
SHAZ ██% $2.02B x 1.8x
TRVG ██% $1.95B x 9.2x
DXC ██% $1.70B 13.7x 0.6x
EVTC ██% $1.68B 17.3x 2.6x
HAWK ██% $1.58B x 2.0x
GLOB ██% $1.51B x x
BRUN ██% $1.33B x x
GDRX ██% $1.14B x 1.8x
CLVT ██% $1.14B x 0.3x
LZ ██% $968M 57.4x 7.6x
PLTK ██% $828M x x
TASK ██% $732M 6.8x 2.4x
YEXT ██% $640M x 18.0x
OOMA ██% $605M x 6.2x
IBEX ██% $591M 12.8x 3.5x
CARS ██% $584M x 1.3x
SOPH ██% $566M x x
NRDS ██% $524M x 1.6x
FCCN ██% $473M x 8.2x
GRVY ██% $462M x x
GLOO ██% $437M x x
EGHT ██% $332M 69.8x 2.3x
AIAI ██% $235M x 0.2x
FIRY ██% $212M x 2.5x
SSTK ██% $153M x 0.4x
TRAK ██% $150M x 3.0x
VERI ██% $134M x 3.5x
TCX ██% $114M x x
DTCX ██% $80M x 1.1x
BHIC ██% $77M x 42.2x
CAST ██% $49M x x
PHUN ██% $40M x 0.5x
DDI ██% $32M x x
SJ ██% $30M x x
BIRD ██% $28M x x
AVAI ██% $20M x x
AUUD ██% $7M x 0.7x
SDCH ██% $7M x 5.2x
VS ██% $7M x 0.6x
DTST ██% $7M x 0.7x
ONEI ██% $7M x x
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Frequently Asked Questions - Upwork, Inc Stock Forecast

How accurate are Upwork, Inc stock predictions?

A per-ticker accuracy statistic for UPWK is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

What factors influence Upwork, Inc stock price forecasts?

Our analysis considers Upwork, Inc's financial metrics, Technology sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Upwork, Inc a good investment in 2026?

Based on our AI analysis, Upwork, Inc shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Upwork, Inc forecasts updated?

Upwork, Inc forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Sept. 25, 2026.

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