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Enova International, Inc. (ENVA) Stock Forecast 2025 - AI Price Prediction & Analysis


Enova International, Inc. (ENVA) AI Stock Price Forecast & Investment Analysis

Enova International, Inc. Stock Price Chart and Technical Analysis

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Enova International, Inc. (ENVA) - Comprehensive Stock Analysis & Investment Research

Deep dive into Enova International, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Enova International, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Enova International, Inc.: Enova International, Inc. operates in the Finance sector, establishing it as a mid-cap growth opportunity.

Enova International, Inc. (Stock Symbol: ENVA) is a leading company in the Finance sector , specifically operating within the Personal Credit Institutions industry.

The organization employs approximately 1720 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Enova International, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Enova International, Inc.: With $2929M in annual revenue and 7.2% net margin, the company demonstrates solid profitability.

Annual Revenue: $2929 million generating a 7.2% net profit margin .

Market Capitalization: $3119 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 22.4% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Enova International, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Enova International, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Enova International, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Enova International, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Enova International, Inc.: Strong free cash flow generation demonstrates solid operational efficiency.

Enova International, Inc. strategically competes in the highly dynamic Personal Credit Institutions marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $476 million annually, complemented by impressive -12.7% year-over-year cash flow growth.

The company maintains a healthy 57.4% gross margin, indicating strong pricing power and operational efficiency.

Enova International, Inc. (ENVA) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Enova International, Inc. stock analysis.

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Deep dive into Enova International, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Enova International, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Enova International, Inc.: With a P/E ratio of 12.18, the market sees the stock as potentially undervalued.

P/E Ratio 12.18x
P/B Ratio 2.54x
Market Cap $3119M
EPS $9.92
Book Value/Share $45.40
Revenue/Share $108.24
FCF/Share $26.35
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Enova International, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Enova International, Inc.: An ROE of 22.4% demonstrates excellent shareholder value creation.

ROE 22.4%
ROA 9.0%
ROIC 12.4%
Gross Margin 57.4%
Operating Margin 21.0%
Net Margin 7.2%
EBT Margin 22.6%
Tax Rate 22.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Enova International, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Enova International, Inc.: A current ratio of 18.81 indicates strong liquidity.

Current Ratio 18.81x
Quick Ratio 18.11x
D/E Ratio 1.61x
Financial Leverage 2.83x
Interest Coverage 4.8x
Working Capital $1524M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Enova International, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Enova International, Inc.: Free cash flow of $476M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $508M
Free Cash Flow $476M
Capital Spending $-33M
OCF Growth YoY -12.7%
FCF Growth YoY -14.1%
FCF/Sales 35.7%
CapEx/Sales 2.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Enova International, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Enova International, Inc.: An asset turnover of 0.52x suggests room for improvement in asset utilization.

Asset Turnover 0.52x
Receivables Turnover 26.2x
Inventory Turnover 7.5x
Fixed Assets Turnover 12.0x
Days Sales Outstanding 14 days
Days Inventory 49 days
Payables Period 161 days
Cash Conversion Cycle 236 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Enova International, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Enova International, Inc.: With annual revenue of $2929M, Enova International, Inc. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $2929M
SG&A Expense $36M
Cost of Goods Sold $295M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 85%
Cash & Short-term Investments 4%
Total Liabilities 65%
Short-term Debt 3%
Accounts Receivable 77%
Inventory 4%
Dividend & Shareholder Information
Shares Outstanding 27M
Growth Metrics (YoY)
EPS Growth 5.6%

Latest Enova International, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Enova International, Inc. (ENVA) stock price and investment outlook.

, source: Reuters

* Enova International Inc - ‍for full year 2017, Enova expects total revenue of $810 million to $860 million * Enova international inc - sees FY ‍GAAP diluted earnings per share of $0.88 to $1.24 ...

Enova International, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Enova International, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - Enova International, Inc. Stock Forecast

How accurate are Enova International, Inc. stock predictions?

Our AI model demonstrates 56% historical accuracy for ENVA predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Enova International, Inc. stock price forecasts?

Our analysis considers Enova International, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Enova International, Inc. a good investment in 2025?

Based on our AI analysis, Enova International, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Enova International, Inc. forecasts updated?

Enova International, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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