ABCB vs FFIN: stock comparison and AI forecast
Ameris Bancorp (ABCB) and First Financial Bankshares Inc (FFIN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ABCB Ameris Bancorp
- Price
- $83.07 -4.1% · 6M
- Market Cap
- $5.57B
- P/E Ratio
- 15.0x
- Size
- mid-cap
- AI Forecast
FFIN First Financial Bankshares Inc
- Price
- $31.04 -3.7% · 6M
- Market Cap
- $4.45B
- P/E Ratio
- 17.2x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- ABCB is 1.3 times larger than FFIN by market capitalization ($5.57B against $4.45B).
- ABCB trades at 15.0 times trailing earnings, FFIN at 17.2 times.
- Over the last six months FFIN returned -3.7% and ABCB -4.1%.
- FFIN turns 41.2% of its revenue into net income, against 31.8% for ABCB.
- FFIN carries 6.34 times debt per unit of equity, against 5.96 times for ABCB.
- FFIN yields 2.45% in dividends and ABCB 0.98%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ABCB | FFIN |
|---|---|---|
| Market Cap | $5.57B | $4.45B |
| P/E Ratio | 15.02x | 17.24x |
| P/B Ratio | 1.36x | 4.22x |
| Dividend Yield | 0.98% | 2.45% |
| EPS | $5.53 | $1.80 |
| Book Value/Share | $60.96 | $7.35 |
| Revenue/Share | $17.62 | $4.45 |
| FCF/Share | $7.78 | $2.27 |
Profitability & Margins
| Metric | ABCB | FFIN |
|---|---|---|
| ROE | 9.2% | 14.6% |
| ROA | 1.3% | – |
| Net Margin | 31.8% | 41.2% |
| EBT Margin | 41.0% | 87.9% |
| Tax Rate | 22.4% | 18.0% |
Financial Health
| Metric | ABCB | FFIN |
|---|---|---|
| D/E Ratio | 5.96x | 6.34x |
| Financial Leverage | 6.96x | – |
Cash Flow
| Metric | ABCB | FFIN |
|---|---|---|
| Operating Cash Flow | $549M | $347M |
| Free Cash Flow | $522M | $325M |
| Capital Spending | -$27M | -$21M |
| OCF Growth YoY | 33.5% | 14.3% |
| FCF Growth YoY | 32.5% | 11.9% |
| FCF/Sales | 44.1% | 51.0% |
| CapEx/Sales | 2.2% | 3.4% |
Operational Efficiency
| Metric | ABCB | FFIN |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 5.4x | 4.1x |
Income Statement
| Metric | ABCB | FFIN |
|---|---|---|
| Total Revenue | $1.18B | $637M |
| Net Income | $376M | $154M |
Dividend & Shareholder Information
| Metric | ABCB | FFIN |
|---|---|---|
| Dividends Per Share | $0.82 | $0.76 |
| Payout Ratio | 14.8% | 42.2% |
| Shares Outstanding | 67M | 143M |
| Net Income Growth | -3.8% | 0.0% |
| EPS Growth | -2.3% | 8.4% |
ABCB vs FFIN: stock comparison and AI forecast
Which is bigger, ABCB or FFIN?
ABCB is 1.3 times larger than FFIN by market capitalization ($5.57B against $4.45B).
Which is cheaper on earnings, ABCB or FFIN?
ABCB trades at 15.0 times trailing earnings, FFIN at 17.2 times.
Which stock performed better over the last six months, ABCB or FFIN?
Over the last six months FFIN returned -3.7% and ABCB -4.1%.
Which one does Intratio's AI model rank higher, ABCB or FFIN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.