ACIC vs NODK: stock comparison and AI forecast
American Coastal Insurance Corp (ACIC) and Ni Holdings, Inc. (NODK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ACIC American Coastal Insurance Corp
- Market Cap
- $503M
- P/E Ratio
- 5.2x
- Size
- small-cap
- AI Forecast
NODK Ni Holdings, Inc.
- Price
- $15.15 +17.6% · 6M
- Market Cap
- $309M
- P/E Ratio
- 189.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ACIC is 1.6 times larger than NODK by market capitalization ($503M against $309M).
- ACIC trades at 5.2 times trailing earnings, NODK at 189.4 times.
- ACIC carries 2.65 times debt per unit of equity, against 1.18 times for NODK.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ACIC | NODK |
|---|---|---|
| Market Cap | $503M | $309M |
| P/E Ratio | 5.17x | 189.42x |
| P/B Ratio | 1.48x | 1.24x |
| EPS | $2.06 | $0.08 |
| Book Value/Share | $7.21 | $12.22 |
| Revenue/Share | $6.99 | $13.10 |
| FCF/Share | $-0.66 | $-1.60 |
Profitability & Margins
| Metric | ACIC | NODK |
|---|---|---|
| ROE | 29.4% | – |
| ROA | 8.1% | – |
| Gross Margin | – | 25.5% |
| Operating Margin | 40.2% | – |
| Net Margin | 30.3% | – |
| EBT Margin | 40.3% | 4.2% |
| Tax Rate | 24.8% | 30.0% |
Financial Health
| Metric | ACIC | NODK |
|---|---|---|
| D/E Ratio | 2.65x | 1.18x |
| Financial Leverage | 3.65x | 2.18x |
| Interest Coverage | 12.1x | – |
Cash Flow
| Metric | ACIC | NODK |
|---|---|---|
| Operating Cash Flow | -$31M | -$33M |
| Free Cash Flow | -$31M | -$33M |
| Capital Spending | -$430K | -$100K |
| OCF Growth YoY | -120.8% | -262.3% |
| FCF Growth YoY | -121.1% | -267.3% |
| FCF/Sales | -9.4% | -12.2% |
| CapEx/Sales | 0.1% | 0.0% |
Operational Efficiency
| Metric | ACIC | NODK |
|---|---|---|
| Asset Turnover | 0.27x | 0.49x |
| Receivables Turnover | – | 16.3x |
| Fixed Assets Turnover | 380.4x | 41.2x |
| Days Sales Outstanding | – | 22 days |
Income Statement
| Metric | ACIC | NODK |
|---|---|---|
| Total Revenue | $331M | $267M |
| Operating Income | $133M | – |
| Net Income | $100M | – |
| Cost of Goods Sold | – | $199M |
Dividend & Shareholder Information
| Metric | ACIC | NODK |
|---|---|---|
| Shares Outstanding | 47M | 20M |
| Net Income Growth | 23.9% | – |
| EPS Growth | 22.6% | – |
ACIC vs NODK: stock comparison and AI forecast
Which is bigger, ACIC or NODK?
ACIC is 1.6 times larger than NODK by market capitalization ($503M against $309M).
Which is cheaper on earnings, ACIC or NODK?
ACIC trades at 5.2 times trailing earnings, NODK at 189.4 times.
Which one does Intratio's AI model rank higher, ACIC or NODK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.