BANF vs NIC: stock comparison and AI forecast
Bancfirst Corp /Ok/ (BANF) and Nicolet Bankshares Inc (NIC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BANF Bancfirst Corp /Ok/
- Price
- $111.72 -2.5% · 6M
- Market Cap
- $3.75B
- P/E Ratio
- 15.1x
- Size
- mid-cap
- AI Forecast
NIC Nicolet Bankshares Inc
- Market Cap
- $3.59B
- P/E Ratio
- 21.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BANF and NIC have similar market capitalizations ($3.75B and $3.59B).
- BANF trades at 15.1 times trailing earnings, NIC at 21.0 times.
- BANF turns 35.3% of its revenue into net income, against 30.3% for NIC.
- BANF carries 6.71 times debt per unit of equity, against 5.74 times for NIC.
- BANF yields 1.72% in dividends and NIC 0.75%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BANF | NIC |
|---|---|---|
| Market Cap | $3.75B | $3.59B |
| P/E Ratio | 15.08x | 21.01x |
| P/B Ratio | 1.92x | 1.60x |
| Dividend Yield | 1.72% | 0.75% |
| EPS | $7.41 | $8.21 |
| Book Value/Share | $58.25 | $107.47 |
| Revenue/Share | $21.23 | $27.94 |
| FCF/Share | $7.30 | $9.44 |
Profitability & Margins
| Metric | BANF | NIC |
|---|---|---|
| ROE | 12.9% | 7.9% |
| ROA | 1.7% | 1.2% |
| Net Margin | 35.3% | 30.3% |
| EBT Margin | 44.8% | 38.4% |
| Tax Rate | 21.2% | 21.0% |
Financial Health
| Metric | BANF | NIC |
|---|---|---|
| D/E Ratio | 6.71x | 5.74x |
| Financial Leverage | 7.71x | 6.74x |
Cash Flow
| Metric | BANF | NIC |
|---|---|---|
| Operating Cash Flow | $289M | $209M |
| Free Cash Flow | $245M | $196M |
| Capital Spending | -$44M | -$13M |
| OCF Growth YoY | 15.8% | 30.9% |
| FCF Growth YoY | 20.0% | 28.6% |
| FCF/Sales | 34.4% | 33.8% |
| CapEx/Sales | 6.2% | 2.2% |
Operational Efficiency
| Metric | BANF | NIC |
|---|---|---|
| Asset Turnover | 0.05x | 0.04x |
| Fixed Assets Turnover | 2.1x | 3.0x |
Income Statement
| Metric | BANF | NIC |
|---|---|---|
| Total Revenue | $713M | $581M |
| Net Income | $252M | $176M |
Dividend & Shareholder Information
| Metric | BANF | NIC |
|---|---|---|
| Dividends Per Share | $1.92 | $1.30 |
| Payout Ratio | 25.9% | 15.8% |
| Shares Outstanding | 34M | 21M |
| Net Income Growth | 7.7% | 21.6% |
| EPS Growth | 6.8% | -12.3% |
BANF vs NIC: stock comparison and AI forecast
Which is bigger, BANF or NIC?
BANF and NIC have similar market capitalizations ($3.75B and $3.59B).
Which is cheaper on earnings, BANF or NIC?
BANF trades at 15.1 times trailing earnings, NIC at 21.0 times.
Which one does Intratio's AI model rank higher, BANF or NIC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.