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Stock comparison · Signal date 2026-11-03

BANR vs EFSC: stock comparison and AI forecast

Banner Corp (BANR) and Enterprise Financial Services Corp (EFSC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

BANR Banner Corp

Market Cap
$2.43B
P/E Ratio
11.8x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

EFSC Enterprise Financial Services Corp

Price
$63.13 +8.6% · 6M
Market Cap
$2.28B
P/E Ratio
12.7x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BANR · EFSC

Key facts

  • BANR and EFSC have similar market capitalizations ($2.43B and $2.28B).
  • BANR trades at 11.8 times trailing earnings, EFSC at 12.7 times.
  • EFSC carries 8.28 times debt per unit of equity, against 6.91 times for BANR.
  • BANR yields 2.85% in dividends and EFSC 2.14%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBANREFSC
Market Cap$2.43B$2.28B
P/E Ratio11.80x12.68x
P/B Ratio3.62x1.19x
Dividend Yield2.85%2.14%
EPS$6.06$4.98
Book Value/Share$19.75$52.98
Revenue/Share–$19.34
FCF/Share$8.39$6.51

Profitability & Margins

MetricBANREFSC
ROE–9.8%
ROA–1.1%
Net Margin–26.8%
EBT Margin–34.3%
Tax Rate63.3%21.9%

Financial Health

MetricBANREFSC
D/E Ratio6.91x8.28x
Financial Leverage–9.28x
Interest Coverage0.1x–

Cash Flow

MetricBANREFSC
Operating Cash Flow$294M$243M
Free Cash Flow$285M$235M
Capital Spending-$9M-$7M
OCF Growth YoY7.0%19.8%
FCF Growth YoY8.2%22.8%
FCF/Sales–33.6%
CapEx/Sales–1.0%

Operational Efficiency

MetricBANREFSC
Asset Turnover–0.04x
Fixed Assets Turnover–12.3x

Income Statement

MetricBANREFSC
Total Revenue–$700M
Operating Income$73M–
Net Income–$188M

Dividend & Shareholder Information

MetricBANREFSC
Dividends Per Share$2.04$1.35
Payout Ratio33.7%27.1%
Shares Outstanding34M36M
Net Income Growth–-4.0%
EPS Growth15.4%-2.9%
FAQ

BANR vs EFSC: stock comparison and AI forecast

Which is bigger, BANR or EFSC?

BANR and EFSC have similar market capitalizations ($2.43B and $2.28B).

Which is cheaper on earnings, BANR or EFSC?

BANR trades at 11.8 times trailing earnings, EFSC at 12.7 times.

Which one does Intratio's AI model rank higher, BANR or EFSC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.