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Stock comparison · Signal date 2026-11-05

BFST vs HBNC: stock comparison and AI forecast

Business First Bancshares, Inc. (BFST) and Horizon Bancorp Inc /In/ (HBNC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

BFST Business First Bancshares, Inc.

Price
$32.98 +19.3% · 6M
Market Cap
$1.07B
P/E Ratio
11.9x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

HBNC Horizon Bancorp Inc /In/

Price
$21.01 +13.8% · 6M
Market Cap
$1.10B
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-06 → 2026-11-04

Six-month price performance

Closing prices rebased to 100 at the start of the window.

95100105110115120
BFST +19.3% HBNC +13.8%
BFST · HBNC

Key facts

  • BFST and HBNC have similar market capitalizations ($1.07B and $1.10B).
  • Over the last six months BFST returned +19.3% and HBNC +13.8%.
  • BFST turns 27.2% of its revenue into net income, against -38.0% for HBNC.
  • HBNC carries 8.05 times debt per unit of equity, against 7.93 times for BFST.
  • HBNC yields 2.88% in dividends and BFST 1.78%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBFSTHBNC
Market Cap$1.07B$1.10B
P/E Ratio11.91x–
P/B Ratio1.07x1.52x
Dividend Yield1.78%2.88%
EPS$2.77$-3.22
Book Value/Share$30.80$14.14
Revenue/Share$10.69$7.39
FCF/Share–$1.83

Profitability & Margins

MetricBFSTHBNC
ROE9.4%-19.8%
ROA1.1%-2.2%
Net Margin27.2%-38.0%
EBT Margin34.0%-50.2%
Tax Rate19.9%24.4%

Financial Health

MetricBFSTHBNC
D/E Ratio7.93x8.05x
Financial Leverage8.93x9.05x

Cash Flow

MetricBFSTHBNC
Operating Cash Flow$114M$98M
Free Cash Flow–$94M
Capital Spending–-$4M
OCF Growth YoY23.7%427.7%
FCF Growth YoY–619.8%
FCF/Sales–24.8%
CapEx/Sales–1.1%

Operational Efficiency

MetricBFSTHBNC
Asset Turnover0.04x0.06x
Fixed Assets Turnover3.6x4.2x

Income Statement

MetricBFSTHBNC
Total Revenue$348M$379M
Net Income$95M-$144M

Dividend & Shareholder Information

MetricBFSTHBNC
Dividends Per Share$0.59$0.62
Payout Ratio21.3%–
Shares Outstanding33M51M
Net Income Growth15.4%-377.5%
EPS Growth14.5%-438.9%
FAQ

BFST vs HBNC: stock comparison and AI forecast

Which is bigger, BFST or HBNC?

BFST and HBNC have similar market capitalizations ($1.07B and $1.10B).

Which stock performed better over the last six months, BFST or HBNC?

Over the last six months BFST returned +19.3% and HBNC +13.8%.

Which one does Intratio's AI model rank higher, BFST or HBNC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.