BHB vs HBIA: stock comparison and AI forecast
Bar Harbor Bankshares (BHB) and Hills Bancorporation (HBIA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BHB Bar Harbor Bankshares
- Price
- $41.16 +18.2% · 6M
- Market Cap
- $690M
- P/E Ratio
- 14.6x
- Size
- small-cap
- AI Forecast
HBIA Hills Bancorporation
- Price
- $46.27 -45.9% · 6M
- Market Cap
- $807M
- P/E Ratio
- 10.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- HBIA is 1.2 times larger than BHB by market capitalization ($807M against $690M).
- HBIA trades at 10.8 times trailing earnings, BHB at 14.6 times.
- Over the last six months BHB returned +18.2% and HBIA -45.9%.
- HBIA turns 39.1% of its revenue into net income, against 26.3% for BHB.
- BHB carries 7.63 times debt per unit of equity, against 7.46 times for HBIA.
- HBIA yields 6.51% in dividends and BHB 3.17%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BHB | HBIA |
|---|---|---|
| Market Cap | $690M | $807M |
| P/E Ratio | 14.59x | 10.78x |
| P/B Ratio | 1.26x | 1.48x |
| Dividend Yield | 3.17% | 6.51% |
| EPS | $2.82 | $4.29 |
| Book Value/Share | $32.78 | $31.29 |
| Revenue/Share | $11.19 | $10.74 |
| FCF/Share | $3.41 | $4.88 |
Profitability & Margins
| Metric | BHB | HBIA |
|---|---|---|
| ROE | 9.0% | 13.1% |
| ROA | 1.0% | – |
| Net Margin | 26.3% | 39.1% |
| EBT Margin | 33.1% | 52.1% |
| Tax Rate | 20.5% | 20.7% |
Financial Health
| Metric | BHB | HBIA |
|---|---|---|
| D/E Ratio | 7.63x | 7.46x |
| Financial Leverage | 8.63x | – |
Cash Flow
| Metric | BHB | HBIA |
|---|---|---|
| Operating Cash Flow | $64M | $88M |
| Free Cash Flow | $57M | $85M |
| Capital Spending | -$7M | -$3M |
| OCF Growth YoY | 24.8% | 47.7% |
| FCF Growth YoY | 24.6% | 52.5% |
| FCF/Sales | 30.5% | 45.5% |
| CapEx/Sales | 3.7% | 1.8% |
Operational Efficiency
| Metric | BHB | HBIA |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 3.1x | 5.1x |
Income Statement
| Metric | BHB | HBIA |
|---|---|---|
| Total Revenue | $188M | $187M |
| Net Income | $49M | $71M |
Dividend & Shareholder Information
| Metric | BHB | HBIA |
|---|---|---|
| Dividends Per Share | $1.30 | $3.01 |
| Payout Ratio | 46.1% | 70.2% |
| Shares Outstanding | 17M | 17M |
| Net Income Growth | 25.0% | 25.1% |
| EPS Growth | 9.7% | 36.8% |
BHB vs HBIA: stock comparison and AI forecast
Which is bigger, BHB or HBIA?
HBIA is 1.2 times larger than BHB by market capitalization ($807M against $690M).
Which is cheaper on earnings, BHB or HBIA?
HBIA trades at 10.8 times trailing earnings, BHB at 14.6 times.
Which stock performed better over the last six months, BHB or HBIA?
Over the last six months BHB returned +18.2% and HBIA -45.9%.
Which one does Intratio's AI model rank higher, BHB or HBIA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.