CACC vs OMF: stock comparison and AI forecast
Credit Acceptance Corp (CACC) and Onemain Holdings, Inc. (OMF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CACC Credit Acceptance Corp
- Market Cap
- $4.87B
- P/E Ratio
- 15.8x
- Size
- mid-cap
- AI Forecast
OMF Onemain Holdings, Inc.
- Market Cap
- $6.75B
- P/E Ratio
- 8.5x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- OMF is 1.4 times larger than CACC by market capitalization ($6.75B against $4.87B).
- OMF trades at 8.5 times trailing earnings, CACC at 15.8 times.
- OMF turns 26.8% of its revenue into net income, against 14.4% for CACC.
- OMF carries 7.00 times debt per unit of equity, against 5.39 times for CACC.
- OMF yields 7.43% in dividends; CACC pays none.
- Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CACC | OMF |
|---|---|---|
| Market Cap | $4.87B | $6.75B |
| P/E Ratio | 15.76x | 8.54x |
| P/B Ratio | 3.51x | 2.00x |
| Dividend Yield | – | 7.43% |
| EPS | $30.50 | $6.71 |
| Book Value/Share | $137.05 | $28.69 |
| Revenue/Share | $231.01 | $25.28 |
| FCF/Share | $123.94 | – |
Profitability & Margins
| Metric | CACC | OMF |
|---|---|---|
| ROE | 24.3% | 23.6% |
| ROA | 3.8% | 3.0% |
| Gross Margin | 42.6% | – |
| Net Margin | 14.4% | 26.8% |
| EBT Margin | 18.2% | 34.4% |
| Tax Rate | 21.1% | 22.1% |
Financial Health
| Metric | CACC | OMF |
|---|---|---|
| D/E Ratio | 5.39x | 7.00x |
| Financial Leverage | 6.39x | 8.00x |
Cash Flow
| Metric | CACC | OMF |
|---|---|---|
| Operating Cash Flow | $1.26B | $3.21B |
| Free Cash Flow | $1.26B | – |
| Capital Spending | -$5M | – |
| OCF Growth YoY | 15.5% | 14.3% |
| FCF Growth YoY | 15.3% | – |
| FCF/Sales | 53.6% | – |
| CapEx/Sales | 0.2% | – |
Operational Efficiency
| Metric | CACC | OMF |
|---|---|---|
| Asset Turnover | 0.26x | 0.11x |
| Fixed Assets Turnover | 156.1x | – |
Income Statement
| Metric | CACC | OMF |
|---|---|---|
| Total Revenue | $2.34B | $2.98B |
| Net Income | $337M | $796M |
| SG&A Expense | $336M | – |
| Cost of Goods Sold | $1.34B | – |
Dividend & Shareholder Information
| Metric | CACC | OMF |
|---|---|---|
| Dividends Per Share | – | $4.26 |
| Payout Ratio | – | 63.5% |
| Shares Outstanding | 10M | 118M |
| Net Income Growth | -25.7% | 40.4% |
| EPS Growth | -19.3% | 41.9% |
CACC vs OMF: stock comparison and AI forecast
Which is bigger, CACC or OMF?
OMF is 1.4 times larger than CACC by market capitalization ($6.75B against $4.87B).
Which is cheaper on earnings, CACC or OMF?
OMF trades at 8.5 times trailing earnings, CACC at 15.8 times.
Which one does Intratio's AI model rank higher, CACC or OMF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.