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Stock comparison · Signal date 2026-11-04

NNI vs OMF: stock comparison and AI forecast

Nelnet Inc (NNI) and Onemain Holdings, Inc. (OMF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Personal Credit Institutions

NNI Nelnet Inc

Market Cap
$4.42B
P/E Ratio
14.7x
Size
mid-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
NYSE · Personal Credit Institutions

OMF Onemain Holdings, Inc.

Market Cap
$6.66B
P/E Ratio
8.4x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

NNI · OMF

Key facts

  • OMF is 1.5 times larger than NNI by market capitalization ($6.66B against $4.42B).
  • OMF trades at 8.4 times trailing earnings, NNI at 14.7 times.
  • NNI turns 35.7% of its revenue into net income, against 26.8% for OMF.
  • OMF carries 7.00 times debt per unit of equity, against 2.82 times for NNI.
  • OMF yields 7.52% in dividends and NNI 1.05%.
  • Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricNNIOMF
Market Cap$4.42B$6.66B
P/E Ratio14.74x8.43x
P/B Ratio1.17x1.97x
Dividend Yield1.05%7.52%
EPS$8.38$6.71
Book Value/Share$105.38$28.69
Revenue/Share$23.69$25.28
FCF/Share$10.17–

Profitability & Margins

MetricNNIOMF
ROE8.0%23.6%
ROA2.1%3.0%
Gross Margin75.7%–
Net Margin35.7%26.8%
EBT Margin41.8%34.4%
Tax Rate23.6%22.1%

Financial Health

MetricNNIOMF
D/E Ratio2.82x7.00x
Financial Leverage3.79x8.00x

Cash Flow

MetricNNIOMF
Operating Cash Flow$401M$3.21B
Free Cash Flow$364M–
Capital Spending-$37M–
OCF Growth YoY-18.2%14.3%
FCF Growth YoY-26.7%–
FCF/Sales43.0%–
CapEx/Sales4.4%–

Operational Efficiency

MetricNNIOMF
Asset Turnover0.06x0.11x
Receivables Turnover5.0x–
Fixed Assets Turnover10.5x–
Days Sales Outstanding73 days–

Income Statement

MetricNNIOMF
Total Revenue$847M$2.98B
Net Income$302M$796M
Cost of Goods Sold$206M–

Dividend & Shareholder Information

MetricNNIOMF
Dividends Per Share$1.29$4.26
Payout Ratio15.4%63.5%
Shares Outstanding36M118M
Net Income Growth-8.3%40.4%
EPS Growth-7.4%41.9%
FAQ

NNI vs OMF: stock comparison and AI forecast

Which is bigger, NNI or OMF?

OMF is 1.5 times larger than NNI by market capitalization ($6.66B against $4.42B).

Which is cheaper on earnings, NNI or OMF?

OMF trades at 8.4 times trailing earnings, NNI at 14.7 times.

Which one does Intratio's AI model rank higher, NNI or OMF?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.