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Stock comparison · Signal date 2026-11-03

CCBG vs GSBC: stock comparison and AI forecast

Capital City Bank Group Inc (CCBG) and Great Southern Bancorp, Inc. (GSBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

CCBG Capital City Bank Group Inc

Market Cap
$887M
P/E Ratio
13.9x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

GSBC Great Southern Bancorp, Inc.

Price
$82.65 +20.3% · 6M
Market Cap
$901M
P/E Ratio
13.8x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CCBG · GSBC

Key facts

  • CCBG and GSBC have similar market capitalizations ($887M and $901M).
  • GSBC trades at 13.8 times trailing earnings, CCBG at 13.9 times.
  • GSBC turns 29.7% of its revenue into net income, against 24.9% for CCBG.
  • GSBC carries 7.61 times debt per unit of equity, against 6.66 times for CCBG.
  • GSBC yields 2.09% in dividends and CCBG 2.06%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCCBGGSBC
Market Cap$887M$901M
P/E Ratio13.93x13.75x
P/B Ratio1.55x1.40x
Dividend Yield2.06%2.09%
EPS$3.73$6.01
Book Value/Share$33.62$58.88
Revenue/Share$14.76$20.81
FCF/Share$3.59$4.10

Profitability & Margins

MetricCCBGGSBC
ROE10.9%10.5%
ROA1.4%1.2%
Net Margin24.9%29.7%
EBT Margin32.8%36.0%
Tax Rate24.1%17.6%

Financial Health

MetricCCBGGSBC
D/E Ratio6.66x7.61x
Financial Leverage7.66x8.61x
Interest Coverage–3.2x

Cash Flow

MetricCCBGGSBC
Operating Cash Flow$73M$55M
Free Cash Flow$61M$45M
Capital Spending-$12M-$10M
OCF Growth YoY-15.9%-33.3%
FCF Growth YoY-22.6%-38.7%
FCF/Sales24.3%19.7%
CapEx/Sales4.8%4.3%

Operational Efficiency

MetricCCBGGSBC
Asset Turnover0.06x0.04x
Fixed Assets Turnover3.0x–

Income Statement

MetricCCBGGSBC
Total Revenue$252M$227M
Net Income$63M$67M

Dividend & Shareholder Information

MetricCCBGGSBC
Dividends Per Share$1.07$1.73
Payout Ratio28.7%28.8%
Shares Outstanding17M11M
Net Income Growth-28.4%-1.6%
EPS Growth-10.3%2.4%
FAQ

CCBG vs GSBC: stock comparison and AI forecast

Which is bigger, CCBG or GSBC?

CCBG and GSBC have similar market capitalizations ($887M and $901M).

Which is cheaper on earnings, CCBG or GSBC?

GSBC trades at 13.8 times trailing earnings, CCBG at 13.9 times.

Which one does Intratio's AI model rank higher, CCBG or GSBC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.