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Stock comparison · Signal date 2026-11-03

FMNB vs GSBC: stock comparison and AI forecast

Farmers National Banc Corp /Oh/ (FMNB) and Great Southern Bancorp, Inc. (GSBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FMNB Farmers National Banc Corp /Oh/

Price
$15.64 +11.2% · 6M
Market Cap
$927M
P/E Ratio
10.6x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Nasdaq · State Commercial Banks

GSBC Great Southern Bancorp, Inc.

Market Cap
$901M
P/E Ratio
13.8x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FMNB · GSBC

Key facts

  • FMNB and GSBC have similar market capitalizations ($927M and $901M).
  • FMNB trades at 10.6 times trailing earnings, GSBC at 13.8 times.
  • GSBC turns 29.7% of its revenue into net income, against 20.5% for FMNB.
  • FMNB carries 8.11 times debt per unit of equity, against 7.61 times for GSBC.
  • FMNB yields 3.15% in dividends and GSBC 2.09%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFMNBGSBC
Market Cap$927M$901M
P/E Ratio10.64x13.75x
P/B Ratio1.18x1.40x
Dividend Yield3.15%2.09%
EPS$1.47$6.01
Book Value/Share$13.23$58.88
Revenue/Share$5.46$20.81
FCF/Share$1.02$4.10

Profitability & Margins

MetricFMNBGSBC
ROE8.5%10.5%
ROA0.9%1.2%
Net Margin20.5%29.7%
EBT Margin24.6%36.0%
Tax Rate16.5%17.6%

Financial Health

MetricFMNBGSBC
D/E Ratio8.11x7.61x
Financial Leverage9.11x8.61x
Interest Coverage–3.2x

Cash Flow

MetricFMNBGSBC
Operating Cash Flow$64M$55M
Free Cash Flow$61M$45M
Capital Spending-$4M-$10M
OCF Growth YoY-3.3%-33.3%
FCF Growth YoY–-38.7%
FCF/Sales18.7%19.7%
CapEx/Sales1.2%4.3%

Operational Efficiency

MetricFMNBGSBC
Asset Turnover0.05x0.04x
Fixed Assets Turnover4.2x–

Income Statement

MetricFMNBGSBC
Total Revenue$324M$227M
Net Income$66M$67M

Dividend & Shareholder Information

MetricFMNBGSBC
Dividends Per Share$0.49$1.73
Payout Ratio33.3%28.8%
Shares Outstanding59M11M
Net Income Growth31.7%-1.6%
EPS Growth14.8%2.4%
FAQ

FMNB vs GSBC: stock comparison and AI forecast

Which is bigger, FMNB or GSBC?

FMNB and GSBC have similar market capitalizations ($927M and $901M).

Which is cheaper on earnings, FMNB or GSBC?

FMNB trades at 10.6 times trailing earnings, GSBC at 13.8 times.

Which one does Intratio's AI model rank higher, FMNB or GSBC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.