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Stock comparison · Signal date 2026-11-03

FCBC vs FMNB: stock comparison and AI forecast

First Community Bankshares Inc /Va/ (FCBC) and Farmers National Banc Corp /Oh/ (FMNB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FCBC First Community Bankshares Inc /Va/

Price
$47.73 +12.9% · 6M
Market Cap
$903M
P/E Ratio
15.1x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

FMNB Farmers National Banc Corp /Oh/

Market Cap
$927M
P/E Ratio
10.6x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FCBC · FMNB

Key facts

  • FCBC and FMNB have similar market capitalizations ($903M and $927M).
  • FMNB trades at 10.6 times trailing earnings, FCBC at 15.1 times.
  • FCBC turns 31.7% of its revenue into net income, against 20.5% for FMNB.
  • FMNB carries 8.11 times debt per unit of equity, against 5.69 times for FCBC.
  • FCBC yields 19.08% in dividends and FMNB 3.15%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFCBCFMNB
Market Cap$903M$927M
P/E Ratio15.06x10.64x
P/B Ratio1.67x1.18x
Dividend Yield19.08%3.15%
EPS$3.17$1.47
Book Value/Share$28.51$13.23
Revenue/Share$9.89$5.46
FCF/Share$2.35$1.02

Profitability & Margins

MetricFCBCFMNB
ROE11.0%8.5%
ROA1.6%0.9%
Net Margin31.7%20.5%
EBT Margin41.1%24.6%
Tax Rate22.9%16.5%

Financial Health

MetricFCBCFMNB
D/E Ratio5.69x8.11x
Financial Leverage6.69x9.11x

Cash Flow

MetricFCBCFMNB
Operating Cash Flow$47M$64M
Free Cash Flow$44M$61M
Capital Spending-$2M-$4M
OCF Growth YoY-6.1%-3.3%
FCF Growth YoY-8.3%–
FCF/Sales23.7%18.7%
CapEx/Sales1.2%1.2%

Operational Efficiency

MetricFCBCFMNB
Asset Turnover0.05x0.05x
Fixed Assets Turnover3.7x4.2x

Income Statement

MetricFCBCFMNB
Total Revenue$187M$324M
Net Income$59M$66M

Dividend & Shareholder Information

MetricFCBCFMNB
Dividends Per Share$9.11$0.49
Payout Ratio287.4%33.3%
Shares Outstanding19M59M
Net Income Growth18.2%31.7%
EPS Growth14.9%14.8%
FAQ

FCBC vs FMNB: stock comparison and AI forecast

Which is bigger, FCBC or FMNB?

FCBC and FMNB have similar market capitalizations ($903M and $927M).

Which is cheaper on earnings, FCBC or FMNB?

FMNB trades at 10.6 times trailing earnings, FCBC at 15.1 times.

Which one does Intratio's AI model rank higher, FCBC or FMNB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.