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Stock comparison · Signal date 2026-11-03

FCBC vs GSBC: stock comparison and AI forecast

First Community Bankshares Inc /Va/ (FCBC) and Great Southern Bancorp, Inc. (GSBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FCBC First Community Bankshares Inc /Va/

Market Cap
$903M
P/E Ratio
15.1x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

GSBC Great Southern Bancorp, Inc.

Price
$82.65 +20.3% · 6M
Market Cap
$901M
P/E Ratio
13.8x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FCBC · GSBC

Key facts

  • FCBC and GSBC have similar market capitalizations ($903M and $901M).
  • GSBC trades at 13.8 times trailing earnings, FCBC at 15.1 times.
  • FCBC turns 31.7% of its revenue into net income, against 29.7% for GSBC.
  • GSBC carries 7.61 times debt per unit of equity, against 5.69 times for FCBC.
  • FCBC yields 19.08% in dividends and GSBC 2.09%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFCBCGSBC
Market Cap$903M$901M
P/E Ratio15.06x13.75x
P/B Ratio1.67x1.40x
Dividend Yield19.08%2.09%
EPS$3.17$6.01
Book Value/Share$28.51$58.88
Revenue/Share$9.89$20.81
FCF/Share$2.35$4.10

Profitability & Margins

MetricFCBCGSBC
ROE11.0%10.5%
ROA1.6%1.2%
Net Margin31.7%29.7%
EBT Margin41.1%36.0%
Tax Rate22.9%17.6%

Financial Health

MetricFCBCGSBC
D/E Ratio5.69x7.61x
Financial Leverage6.69x8.61x
Interest Coverage–3.2x

Cash Flow

MetricFCBCGSBC
Operating Cash Flow$47M$55M
Free Cash Flow$44M$45M
Capital Spending-$2M-$10M
OCF Growth YoY-6.1%-33.3%
FCF Growth YoY-8.3%-38.7%
FCF/Sales23.7%19.7%
CapEx/Sales1.2%4.3%

Operational Efficiency

MetricFCBCGSBC
Asset Turnover0.05x0.04x
Fixed Assets Turnover3.7x–

Income Statement

MetricFCBCGSBC
Total Revenue$187M$227M
Net Income$59M$67M

Dividend & Shareholder Information

MetricFCBCGSBC
Dividends Per Share$9.11$1.73
Payout Ratio287.4%28.8%
Shares Outstanding19M11M
Net Income Growth18.2%-1.6%
EPS Growth14.9%2.4%
FAQ

FCBC vs GSBC: stock comparison and AI forecast

Which is bigger, FCBC or GSBC?

FCBC and GSBC have similar market capitalizations ($903M and $901M).

Which is cheaper on earnings, FCBC or GSBC?

GSBC trades at 13.8 times trailing earnings, FCBC at 15.1 times.

Which one does Intratio's AI model rank higher, FCBC or GSBC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.