CPF vs THFF: stock comparison and AI forecast
Central Pacific Financial Corp (CPF) and First Financial Corp /In/ (THFF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CPF Central Pacific Financial Corp
- Price
- $38.47 +12.8% · 6M
- Market Cap
- $979M
- P/E Ratio
- 12.1x
- Size
- small-cap
- AI Forecast
THFF First Financial Corp /In/
- Price
- $78.48 +19.9% · 6M
- Market Cap
- $933M
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CPF and THFF have similar market capitalizations ($979M and $933M).
- THFF trades at 11.0 times trailing earnings, CPF at 12.1 times.
- Over the last six months THFF returned +19.9% and CPF +12.8%.
- CPF turns 165.3% of its revenue into net income, against 31.6% for THFF.
- CPF carries 11.81 times debt per unit of equity, against 8.14 times for THFF.
- CPF yields 3.09% in dividends and THFF 2.72%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CPF | THFF |
|---|---|---|
| Market Cap | $979M | $933M |
| P/E Ratio | 12.10x | 10.99x |
| P/B Ratio | 1.68x | 1.38x |
| Dividend Yield | 3.09% | 2.72% |
| EPS | $3.18 | $7.14 |
| Book Value/Share | $22.85 | $56.83 |
| Revenue/Share | $2.07 | $22.55 |
| FCF/Share | $4.14 | $7.82 |
Profitability & Margins
| Metric | CPF | THFF |
|---|---|---|
| ROE | 15.0% | 12.5% |
| ROA | 1.2% | 1.4% |
| Net Margin | 165.3% | 31.6% |
| EBT Margin | 212.7% | 39.1% |
| Tax Rate | 22.3% | 19.2% |
Financial Health
| Metric | CPF | THFF |
|---|---|---|
| D/E Ratio | 11.81x | 8.14x |
| Financial Leverage | 12.81x | 9.14x |
Cash Flow
| Metric | CPF | THFF |
|---|---|---|
| Operating Cash Flow | $112M | $97M |
| Free Cash Flow | $105M | $93M |
| Capital Spending | -$6M | -$4M |
| OCF Growth YoY | 8.1% | 33.4% |
| FCF Growth YoY | 7.6% | 40.1% |
| FCF/Sales | 199.9% | 34.7% |
| CapEx/Sales | 11.7% | 1.6% |
Operational Efficiency
| Metric | CPF | THFF |
|---|---|---|
| Asset Turnover | 0.01x | 0.04x |
| Fixed Assets Turnover | 0.5x | 3.0x |
Income Statement
| Metric | CPF | THFF |
|---|---|---|
| Total Revenue | $53M | $268M |
| Net Income | $87M | $85M |
Dividend & Shareholder Information
| Metric | CPF | THFF |
|---|---|---|
| Dividends Per Share | $1.19 | $2.14 |
| Payout Ratio | 37.4% | 30.0% |
| Shares Outstanding | 25M | 12M |
| Net Income Growth | 32.2% | 36.8% |
| EPS Growth | 40.7% | 15.9% |
CPF vs THFF: stock comparison and AI forecast
Which is bigger, CPF or THFF?
CPF and THFF have similar market capitalizations ($979M and $933M).
Which is cheaper on earnings, CPF or THFF?
THFF trades at 11.0 times trailing earnings, CPF at 12.1 times.
Which stock performed better over the last six months, CPF or THFF?
Over the last six months THFF returned +19.9% and CPF +12.8%.
Which one does Intratio's AI model rank higher, CPF or THFF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.