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Stock comparison · Signal date 2026-11-04

HBIA vs OBK: stock comparison and AI forecast

Hills Bancorporation (HBIA) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
OTC · State Commercial Banks

HBIA Hills Bancorporation

Price
$46.27 -45.9% · 6M
Market Cap
$807M
P/E Ratio
10.8x
Size
small-cap
AI Forecast
Full analysis →
TXSE · State Commercial Banks

OBK Origin Bancorp, Inc.

Price
$54.13 +17.0% · 6M
Market Cap
$1.65B
P/E Ratio
17.8x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-04 → 2026-11-03

Six-month price performance

Closing prices rebased to 100 at the start of the window.

607590105120
HBIA -45.9% OBK +17.0%
HBIA · OBK

Key facts

  • OBK is 2.1 times larger than HBIA by market capitalization ($1.65B against $807M).
  • HBIA trades at 10.8 times trailing earnings, OBK at 17.8 times.
  • Over the last six months OBK returned +17.0% and HBIA -45.9%.
  • HBIA turns 39.1% of its revenue into net income, against 30.3% for OBK.
  • OBK carries 11.55 times debt per unit of equity, against 7.46 times for HBIA.
  • HBIA yields 6.51% in dividends and OBK 1.33%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricHBIAOBK
Market Cap$807M$1.65B
P/E Ratio10.78x17.75x
P/B Ratio1.48x2.56x
Dividend Yield6.51%1.33%
EPS$4.29$3.02
Book Value/Share$31.29$20.95
Revenue/Share$10.74$12.31
FCF/Share$4.88$5.69

Profitability & Margins

MetricHBIAOBK
ROE13.1%13.2%
Net Margin39.1%30.3%
EBT Margin52.1%45.1%
Tax Rate20.7%21.4%

Financial Health

MetricHBIAOBK
D/E Ratio7.46x11.55x

Cash Flow

MetricHBIAOBK
Operating Cash Flow$88M$196M
Free Cash Flow$85M$175M
Capital Spending-$3M-$20M
OCF Growth YoY47.7%55.7%
FCF Growth YoY52.5%57.9%
FCF/Sales45.5%46.2%
CapEx/Sales1.8%5.3%

Operational Efficiency

MetricHBIAOBK
Fixed Assets Turnover5.1x2.8x

Income Statement

MetricHBIAOBK
Total Revenue$187M$380M
Net Income$71M$85M

Dividend & Shareholder Information

MetricHBIAOBK
Dividends Per Share$3.01$0.71
Payout Ratio70.2%23.5%
Shares Outstanding17M31M
Net Income Growth25.1%0.0%
EPS Growth36.8%34.2%
FAQ

HBIA vs OBK: stock comparison and AI forecast

Which is bigger, HBIA or OBK?

OBK is 2.1 times larger than HBIA by market capitalization ($1.65B against $807M).

Which is cheaper on earnings, HBIA or OBK?

HBIA trades at 10.8 times trailing earnings, OBK at 17.8 times.

Which stock performed better over the last six months, HBIA or OBK?

Over the last six months OBK returned +17.0% and HBIA -45.9%.

Which one does Intratio's AI model rank higher, HBIA or OBK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.