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Stock comparison · Signal date 2026-11-03

HBT vs QCRH: stock comparison and AI forecast

Hbt Financial, Inc. (HBT) and Qcr Holdings Inc (QCRH) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

HBT Hbt Financial, Inc.

Market Cap
$1.36B
P/E Ratio
14.5x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

QCRH Qcr Holdings Inc

Price
$103.44 +15.5% · 6M
Market Cap
$1.69B
P/E Ratio
12.3x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

HBT · QCRH

Key facts

  • QCRH is 1.2 times larger than HBT by market capitalization ($1.69B against $1.36B).
  • QCRH trades at 12.2 times trailing earnings, HBT at 14.5 times.
  • QCRH turns 37.5% of its revenue into net income, against 29.2% for HBT.
  • HBT carries 7.80 times debt per unit of equity, against 7.28 times for QCRH.
  • HBT yields 2.12% in dividends and QCRH 0.28%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricHBTQCRH
Market Cap$1.36B$1.69B
P/E Ratio14.48x12.25x
P/B Ratio1.78x1.47x
Dividend Yield2.12%0.28%
EPS$2.59$8.44
Book Value/Share$21.03$70.21
Revenue/Share$7.31$23.16
FCF/Share–$48.41

Profitability & Margins

MetricHBTQCRH
ROE10.2%12.3%
ROA1.2%1.5%
Net Margin29.2%37.5%
EBT Margin39.7%40.7%
Tax Rate26.3%8.1%

Financial Health

MetricHBTQCRH
D/E Ratio7.80x7.28x
Financial Leverage8.80x8.28x

Cash Flow

MetricHBTQCRH
Operating Cash Flow$87M$859M
Free Cash Flow–$793M
Capital Spending–-$66M
OCF Growth YoY0.0%89.1%
FCF Growth YoY–95.8%
FCF/Sales–209.0%
CapEx/Sales–17.4%

Operational Efficiency

MetricHBTQCRH
Asset Turnover0.04x0.04x
Fixed Assets Turnover2.9x1.6x

Income Statement

MetricHBTQCRH
Total Revenue$266M$379M
Net Income$78M$142M

Dividend & Shareholder Information

MetricHBTQCRH
Dividends Per Share$0.80$0.29
Payout Ratio30.9%3.4%
Shares Outstanding36M16M
Net Income Growth1.3%25.9%
EPS Growth12.6%27.1%
FAQ

HBT vs QCRH: stock comparison and AI forecast

Which is bigger, HBT or QCRH?

QCRH is 1.2 times larger than HBT by market capitalization ($1.69B against $1.36B).

Which is cheaper on earnings, HBT or QCRH?

QCRH trades at 12.2 times trailing earnings, HBT at 14.5 times.

Which one does Intratio's AI model rank higher, HBT or QCRH?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.