HGTY vs RYAN: stock comparison and AI forecast
Hagerty, Inc. (HGTY) and Ryan Specialty Holdings, Inc. (RYAN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HGTY Hagerty, Inc.
- Market Cap
- $6.40B
- P/E Ratio
- 336.4x
- Size
- mid-cap
- AI Forecast
RYAN Ryan Specialty Holdings, Inc.
- Price
- $45.73 +49.7% · 6M
- Market Cap
- $11.50B
- P/E Ratio
- 110.0x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- RYAN is 1.8 times larger than HGTY by market capitalization ($11.50B against $6.40B).
- RYAN trades at 110.0 times trailing earnings, HGTY at 336.4 times.
- HGTY turns 3.8% of its revenue into net income, against 3.2% for RYAN.
- RYAN carries 22.70 times debt per unit of equity, against 5.94 times for HGTY.
- RYAN yields 0.56% in dividends; HGTY pays none.
- Both companies share the SEC industry classification Insurance Agents, Brokers & Service.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HGTY | RYAN |
|---|---|---|
| Market Cap | $6.40B | $11.50B |
| P/E Ratio | 336.38x | 109.97x |
| P/B Ratio | 24.89x | 25.75x |
| Dividend Yield | – | 0.56% |
| Book Value/Share | $0.75 | $1.78 |
| Revenue/Share | $4.12 | $12.93 |
| FCF/Share | $0.82 | $2.25 |
Profitability & Margins
| Metric | HGTY | RYAN |
|---|---|---|
| ROE | 21.9% | 23.4% |
| ROA | 2.5% | 0.9% |
| ROIC | – | 9.6% |
| Operating Margin | 7.8% | 15.6% |
| Net Margin | 3.8% | 3.2% |
| EBT Margin | 6.6% | 9.8% |
| Tax Rate | -23.1% | 15.8% |
Financial Health
| Metric | HGTY | RYAN |
|---|---|---|
| Current Ratio | – | 1.01x |
| D/E Ratio | 5.94x | 22.70x |
| Financial Leverage | 8.86x | 24.72x |
| Interest Coverage | 11.3x | 0.8x |
| Working Capital | – | $31M |
Cash Flow
| Metric | HGTY | RYAN |
|---|---|---|
| Operating Cash Flow | $385M | $570M |
| Free Cash Flow | $280M | $567M |
| Capital Spending | -$106M | -$3M |
| OCF Growth YoY | 152.6% | -10.9% |
| FCF Growth YoY | 112.6% | -11.0% |
| FCF/Sales | 19.9% | 17.4% |
| CapEx/Sales | 7.5% | 0.1% |
Operational Efficiency
| Metric | HGTY | RYAN |
|---|---|---|
| Asset Turnover | 0.62x | 0.29x |
| Receivables Turnover | 51.2x | 5.7x |
| Fixed Assets Turnover | 97.8x | 50.3x |
| Days Sales Outstanding | 7 days | 65 days |
Income Statement
| Metric | HGTY | RYAN |
|---|---|---|
| Total Revenue | $1.41B | $3.25B |
| Operating Income | $114M | $507M |
| Net Income | $56M | $105M |
| SG&A Expense | $388M | – |
Dividend & Shareholder Information
| Metric | HGTY | RYAN |
|---|---|---|
| Dividends Per Share | – | $0.26 |
| Shares Outstanding | 342M | 252M |
| Net Income Growth | 106.3% | 51.2% |
HGTY vs RYAN: stock comparison and AI forecast
Which is bigger, HGTY or RYAN?
RYAN is 1.8 times larger than HGTY by market capitalization ($11.50B against $6.40B).
Which is cheaper on earnings, HGTY or RYAN?
RYAN trades at 110.0 times trailing earnings, HGTY at 336.4 times.
Which one does Intratio's AI model rank higher, HGTY or RYAN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.