HOMB vs UBSI: stock comparison and AI forecast
Home Bancshares Inc (HOMB) and United Bankshares Inc/Wv (UBSI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HOMB Home Bancshares Inc
- Price
- $30.42 +14.6% · 6M
- Market Cap
- $6.09B
- P/E Ratio
- 12.7x
- Size
- mid-cap
- AI Forecast
UBSI United Bankshares Inc/Wv
- Price
- $48.22 +10.1% · 6M
- Market Cap
- $6.57B
- P/E Ratio
- 14.3x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- HOMB and UBSI have similar market capitalizations ($6.09B and $6.57B).
- HOMB trades at 12.7 times trailing earnings, UBSI at 14.3 times.
- Over the last six months HOMB returned +14.6% and UBSI +10.1%.
- HOMB turns 43.7% of its revenue into net income, against 41.2% for UBSI.
- UBSI carries 5.12 times debt per unit of equity, against 4.43 times for HOMB.
- UBSI yields 3.23% in dividends and HOMB 2.70%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HOMB | UBSI |
|---|---|---|
| Market Cap | $6.09B | $6.57B |
| P/E Ratio | 12.67x | 14.31x |
| P/B Ratio | 1.34x | 1.19x |
| Dividend Yield | 2.70% | 3.23% |
| EPS | $2.40 | $3.37 |
| Book Value/Share | $22.73 | $40.46 |
| Revenue/Share | $5.49 | $9.18 |
| FCF/Share | $2.15 | $3.92 |
Profitability & Margins
| Metric | HOMB | UBSI |
|---|---|---|
| ROE | 10.5% | 9.3% |
| ROA | 1.9% | 1.5% |
| Net Margin | 43.7% | 41.2% |
| EBT Margin | 56.4% | 51.5% |
| Tax Rate | 22.6% | 20.1% |
Financial Health
| Metric | HOMB | UBSI |
|---|---|---|
| D/E Ratio | 4.43x | 5.12x |
| Financial Leverage | 5.43x | 6.12x |
Cash Flow
| Metric | HOMB | UBSI |
|---|---|---|
| Operating Cash Flow | $452M | $556M |
| Free Cash Flow | $430M | $534M |
| Capital Spending | -$22M | -$22M |
| OCF Growth YoY | 13.3% | 18.4% |
| FCF Growth YoY | 20.2% | 16.9% |
| FCF/Sales | 39.1% | 42.7% |
| CapEx/Sales | 2.0% | 1.7% |
Operational Efficiency
| Metric | HOMB | UBSI |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 2.5x | 5.9x |
Income Statement
| Metric | HOMB | UBSI |
|---|---|---|
| Total Revenue | $1.10B | $1.25B |
| Net Income | $479M | $515M |
Dividend & Shareholder Information
| Metric | HOMB | UBSI |
|---|---|---|
| Dividends Per Share | $0.82 | $1.56 |
| Payout Ratio | 34.2% | 46.3% |
| Shares Outstanding | 200M | 136M |
| Net Income Growth | 10.4% | 30.5% |
| EPS Growth | 14.3% | 16.6% |
HOMB vs UBSI: stock comparison and AI forecast
Which is bigger, HOMB or UBSI?
HOMB and UBSI have similar market capitalizations ($6.09B and $6.57B).
Which is cheaper on earnings, HOMB or UBSI?
HOMB trades at 12.7 times trailing earnings, UBSI at 14.3 times.
Which stock performed better over the last six months, HOMB or UBSI?
Over the last six months HOMB returned +14.6% and UBSI +10.1%.
Which one does Intratio's AI model rank higher, HOMB or UBSI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.