HTB vs KRNY: stock comparison and AI forecast
Hometrust Bancshares, Inc. (HTB) and Kearny Financial Corp. (KRNY) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HTB Hometrust Bancshares, Inc.
- Market Cap
- $792M
- P/E Ratio
- 50.5x
- Size
- small-cap
- AI Forecast
KRNY Kearny Financial Corp.
- Market Cap
- $608M
- P/E Ratio
- 16.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HTB is 1.3 times larger than KRNY by market capitalization ($792M against $608M).
- KRNY trades at 16.4 times trailing earnings, HTB at 50.5 times.
- HTB turns 25.6% of its revenue into net income, against 19.1% for KRNY.
- KRNY carries 9.02 times debt per unit of equity, against 6.39 times for HTB.
- KRNY yields 4.58% in dividends and HTB 3.63%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HTB | KRNY |
|---|---|---|
| Market Cap | $792M | $608M |
| P/E Ratio | 50.51x | 16.42x |
| P/B Ratio | 1.32x | 0.79x |
| Dividend Yield | 3.63% | 4.58% |
| EPS | $0.94 | $0.57 |
| Book Value/Share | $35.98 | $11.81 |
| Revenue/Share | $3.66 | $2.72 |
| FCF/Share | $6.60 | – |
Profitability & Margins
| Metric | HTB | KRNY |
|---|---|---|
| ROE | 2.6% | 4.4% |
| ROA | 0.3% | 0.4% |
| Net Margin | 25.6% | 19.1% |
| EBT Margin | 32.1% | 26.7% |
| Tax Rate | 20.4% | 23.5% |
Financial Health
| Metric | HTB | KRNY |
|---|---|---|
| D/E Ratio | 6.39x | 9.02x |
| Financial Leverage | 7.39x | 10.02x |
Cash Flow
| Metric | HTB | KRNY |
|---|---|---|
| Operating Cash Flow | $112M | $38M |
| Free Cash Flow | $110M | – |
| Capital Spending | -$2M | – |
| OCF Growth YoY | 78.7% | 52.3% |
| FCF Growth YoY | 82.1% | – |
| FCF/Sales | 180.1% | – |
| CapEx/Sales | 3.5% | – |
Operational Efficiency
| Metric | HTB | KRNY |
|---|---|---|
| Asset Turnover | 0.01x | 0.02x |
| Fixed Assets Turnover | 1.0x | – |
Income Statement
| Metric | HTB | KRNY |
|---|---|---|
| Total Revenue | $61M | $176M |
| Net Income | $16M | $34M |
Dividend & Shareholder Information
| Metric | HTB | KRNY |
|---|---|---|
| Dividends Per Share | $1.72 | $0.43 |
| Payout Ratio | 183.0% | 75.4% |
| Shares Outstanding | 17M | 65M |
| Net Income Growth | -9.2% | 15.1% |
| EPS Growth | -6.0% | 35.7% |
HTB vs KRNY: stock comparison and AI forecast
Which is bigger, HTB or KRNY?
HTB is 1.3 times larger than KRNY by market capitalization ($792M against $608M).
Which is cheaper on earnings, HTB or KRNY?
KRNY trades at 16.4 times trailing earnings, HTB at 50.5 times.
Which one does Intratio's AI model rank higher, HTB or KRNY?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.