CFFN vs KRNY: stock comparison and AI forecast
Capitol Federal Financial, Inc. (CFFN) and Kearny Financial Corp. (KRNY) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CFFN Capitol Federal Financial, Inc.
- Price
- $8.57 +10.2% · 6M
- Market Cap
- $1.08B
- P/E Ratio
- 15.0x
- Size
- small-cap
- AI Forecast
KRNY Kearny Financial Corp.
- Price
- $9.36 +17.4% · 6M
- Market Cap
- $603M
- P/E Ratio
- 16.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CFFN is 1.8 times larger than KRNY by market capitalization ($1.08B against $603M).
- CFFN trades at 15.0 times trailing earnings, KRNY at 16.3 times.
- Over the last six months KRNY returned +17.4% and CFFN +10.2%.
- CFFN turns 36.7% of its revenue into net income, against 19.1% for KRNY.
- KRNY carries 9.02 times debt per unit of equity, against 8.46 times for CFFN.
- KRNY yields 4.61% in dividends and CFFN 4.51%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CFFN | KRNY |
|---|---|---|
| Market Cap | $1.08B | $603M |
| P/E Ratio | 15.03x | 16.30x |
| P/B Ratio | 1.05x | 0.79x |
| Dividend Yield | 4.51% | 4.61% |
| EPS | $0.57 | $0.57 |
| Book Value/Share | $8.13 | $11.81 |
| Revenue/Share | $1.80 | $2.72 |
| FCF/Share | $0.57 | – |
Profitability & Margins
| Metric | CFFN | KRNY |
|---|---|---|
| ROE | 8.1% | 4.4% |
| ROA | 0.9% | 0.4% |
| Net Margin | 36.7% | 19.1% |
| EBT Margin | 45.5% | 26.7% |
| Tax Rate | 19.2% | 23.5% |
Financial Health
| Metric | CFFN | KRNY |
|---|---|---|
| D/E Ratio | 8.46x | 9.02x |
| Financial Leverage | 9.46x | 10.02x |
Cash Flow
| Metric | CFFN | KRNY |
|---|---|---|
| Operating Cash Flow | $78M | $38M |
| Free Cash Flow | $72M | – |
| Capital Spending | -$6M | – |
| OCF Growth YoY | 155.8% | 52.3% |
| FCF Growth YoY | 185.0% | – |
| FCF/Sales | 31.7% | – |
| CapEx/Sales | 2.8% | – |
Operational Efficiency
| Metric | CFFN | KRNY |
|---|---|---|
| Asset Turnover | 0.02x | 0.02x |
| Fixed Assets Turnover | 2.5x | – |
Income Statement
| Metric | CFFN | KRNY |
|---|---|---|
| Total Revenue | $226M | $176M |
| Net Income | $83M | $34M |
Dividend & Shareholder Information
| Metric | CFFN | KRNY |
|---|---|---|
| Dividends Per Share | $0.39 | $0.43 |
| Payout Ratio | 68.4% | 75.4% |
| Shares Outstanding | 126M | 65M |
| Net Income Growth | 35.2% | 15.1% |
| EPS Growth | 58.3% | 35.7% |
CFFN vs KRNY: stock comparison and AI forecast
Which is bigger, CFFN or KRNY?
CFFN is 1.8 times larger than KRNY by market capitalization ($1.08B against $603M).
Which is cheaper on earnings, CFFN or KRNY?
CFFN trades at 15.0 times trailing earnings, KRNY at 16.3 times.
Which stock performed better over the last six months, CFFN or KRNY?
Over the last six months KRNY returned +17.4% and CFFN +10.2%.
Which one does Intratio's AI model rank higher, CFFN or KRNY?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.