KRNY vs PDLB: stock comparison and AI forecast
Kearny Financial Corp. (KRNY) and Ponce Financial Group, Inc. (PDLB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
KRNY Kearny Financial Corp.
- Price
- $9.36 +17.4% · 6M
- Market Cap
- $603M
- P/E Ratio
- 16.3x
- Size
- small-cap
- AI Forecast
PDLB Ponce Financial Group, Inc.
- Market Cap
- $544M
- P/E Ratio
- 17.3x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- KRNY is 1.1 times larger than PDLB by market capitalization ($603M against $544M).
- KRNY trades at 16.3 times trailing earnings, PDLB at 17.3 times.
- PDLB turns 29.7% of its revenue into net income, against 19.1% for KRNY.
- KRNY carries 9.02 times debt per unit of equity, against 5.23 times for PDLB.
- KRNY yields 4.61% in dividends; PDLB pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | KRNY | PDLB |
|---|---|---|
| Market Cap | $603M | $544M |
| P/E Ratio | 16.30x | 17.30x |
| P/B Ratio | 0.79x | 0.97x |
| Dividend Yield | 4.61% | – |
| EPS | $0.57 | $1.30 |
| Book Value/Share | $11.81 | $23.19 |
| Revenue/Share | $2.72 | $4.70 |
| FCF/Share | – | $2.38 |
Profitability & Margins
| Metric | KRNY | PDLB |
|---|---|---|
| ROE | 4.4% | 6.0% |
| ROA | 0.4% | 1.0% |
| Net Margin | 19.1% | 29.7% |
| EBT Margin | 26.7% | 39.7% |
| Tax Rate | 23.5% | 25.2% |
Financial Health
| Metric | KRNY | PDLB |
|---|---|---|
| D/E Ratio | 9.02x | 5.23x |
| Financial Leverage | 10.02x | 6.23x |
Cash Flow
| Metric | KRNY | PDLB |
|---|---|---|
| Operating Cash Flow | $38M | $58M |
| Free Cash Flow | – | $58M |
| Capital Spending | – | -$620K |
| OCF Growth YoY | 52.3% | 111.3% |
| FCF Growth YoY | – | 119.3% |
| FCF/Sales | – | 50.7% |
| CapEx/Sales | – | 0.6% |
Operational Efficiency
| Metric | KRNY | PDLB |
|---|---|---|
| Asset Turnover | 0.02x | 0.03x |
| Fixed Assets Turnover | – | 7.8x |
Income Statement
| Metric | KRNY | PDLB |
|---|---|---|
| Total Revenue | $176M | $114M |
| Net Income | $34M | $34M |
Dividend & Shareholder Information
| Metric | KRNY | PDLB |
|---|---|---|
| Dividends Per Share | $0.43 | – |
| Payout Ratio | 75.4% | – |
| Shares Outstanding | 65M | 24M |
| Net Income Growth | 15.1% | 93.8% |
| EPS Growth | 35.7% | 128.1% |
KRNY vs PDLB: stock comparison and AI forecast
Which is bigger, KRNY or PDLB?
KRNY is 1.1 times larger than PDLB by market capitalization ($603M against $544M).
Which is cheaper on earnings, KRNY or PDLB?
KRNY trades at 16.3 times trailing earnings, PDLB at 17.3 times.
Which one does Intratio's AI model rank higher, KRNY or PDLB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.