HTH vs STBA: stock comparison and AI forecast
Hilltop Holdings Inc. (HTH) and S&T Bancorp Inc (STBA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HTH Hilltop Holdings Inc.
- Price
- $37.83 +1.1% · 6M
- Market Cap
- $2.11B
- P/E Ratio
- 15.5x
- Size
- mid-cap
- AI Forecast
STBA S&T Bancorp Inc
- Price
- $52.03 +18.7% · 6M
- Market Cap
- $1.83B
- P/E Ratio
- 14.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- HTH is 1.2 times larger than STBA by market capitalization ($2.11B against $1.83B).
- STBA trades at 14.1 times trailing earnings, HTH at 15.5 times.
- Over the last six months STBA returned +18.7% and HTH +1.1%.
- STBA turns 34.8% of its revenue into net income, against 11.4% for HTH.
- HTH carries 6.71 times debt per unit of equity, against 6.08 times for STBA.
- STBA yields 2.91% in dividends and HTH 2.23%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HTH | STBA |
|---|---|---|
| Market Cap | $2.11B | $1.83B |
| P/E Ratio | 15.49x | 14.14x |
| P/B Ratio | 1.01x | 1.31x |
| Dividend Yield | 2.23% | 2.91% |
| EPS | $2.40 | $3.68 |
| Book Value/Share | $36.99 | $39.81 |
| Revenue/Share | $21.78 | $11.48 |
| FCF/Share | $1.93 | $4.06 |
Profitability & Margins
| Metric | HTH | STBA |
|---|---|---|
| ROE | 6.7% | 10.0% |
| ROA | 0.9% | 1.4% |
| Net Margin | 11.4% | 34.8% |
| EBT Margin | 15.3% | 43.4% |
| Tax Rate | 22.6% | 20.0% |
Financial Health
| Metric | HTH | STBA |
|---|---|---|
| D/E Ratio | 6.71x | 6.08x |
| Financial Leverage | 7.72x | 7.08x |
Cash Flow
| Metric | HTH | STBA |
|---|---|---|
| Operating Cash Flow | $140M | $147M |
| Free Cash Flow | $110M | $143M |
| Capital Spending | -$30M | -$4M |
| OCF Growth YoY | -16.1% | 5.5% |
| FCF Growth YoY | -32.7% | 6.3% |
| FCF/Sales | 8.9% | 35.4% |
| CapEx/Sales | 2.5% | 0.9% |
Operational Efficiency
| Metric | HTH | STBA |
|---|---|---|
| Asset Turnover | 0.08x | 0.04x |
| Fixed Assets Turnover | 9.8x | 9.5x |
Income Statement
| Metric | HTH | STBA |
|---|---|---|
| Total Revenue | $1.24B | $405M |
| Net Income | $141M | $141M |
Dividend & Shareholder Information
| Metric | HTH | STBA |
|---|---|---|
| Dividends Per Share | $0.83 | $1.51 |
| Payout Ratio | 34.6% | 41.0% |
| Shares Outstanding | 57M | 35M |
| Net Income Growth | -11.7% | 7.4% |
| EPS Growth | -7.3% | 9.8% |
HTH vs STBA: stock comparison and AI forecast
Which is bigger, HTH or STBA?
HTH is 1.2 times larger than STBA by market capitalization ($2.11B against $1.83B).
Which is cheaper on earnings, HTH or STBA?
STBA trades at 14.1 times trailing earnings, HTH at 15.5 times.
Which stock performed better over the last six months, HTH or STBA?
Over the last six months STBA returned +18.7% and HTH +1.1%.
Which one does Intratio's AI model rank higher, HTH or STBA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.