JCAP vs PLBC: stock comparison and AI forecast
Jefferson Capital, Inc. / De (JCAP) and Plumas Bancorp (PLBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
JCAP Jefferson Capital, Inc. / De
- Market Cap
- $1.14B
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
PLBC Plumas Bancorp
- Market Cap
- $435M
- P/E Ratio
- 10.5x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- JCAP is 2.6 times larger than PLBC by market capitalization ($1.14B against $435M).
- PLBC carries 7.64 times debt per unit of equity, against 3.38 times for JCAP.
- JCAP yields 5.32% in dividends and PLBC 2.07%.
- Both companies share the SEC industry classification Short-Term Business Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | JCAP | PLBC |
|---|---|---|
| Market Cap | $1.14B | $435M |
| P/E Ratio | – | 10.48x |
| P/B Ratio | 2.39x | 1.66x |
| Dividend Yield | 5.32% | 2.07% |
| EPS | $-10.45 | $5.96 |
| Book Value/Share | $8.29 | $37.71 |
| Revenue/Share | $14.18 | $16.38 |
| FCF/Share | – | $5.97 |
Profitability & Margins
| Metric | JCAP | PLBC |
|---|---|---|
| ROE | – | 16.0% |
| ROA | – | 1.9% |
| Operating Margin | 48.1% | – |
| Net Margin | – | 36.9% |
| EBT Margin | 32.0% | 48.1% |
| Tax Rate | 16.0% | 23.3% |
Financial Health
| Metric | JCAP | PLBC |
|---|---|---|
| D/E Ratio | 3.38x | 7.64x |
| Financial Leverage | 4.38x | 8.64x |
| Interest Coverage | 2.8x | – |
Cash Flow
| Metric | JCAP | PLBC |
|---|---|---|
| Operating Cash Flow | $221M | $42M |
| Free Cash Flow | – | $42M |
| Capital Spending | – | -$700K |
| OCF Growth YoY | – | 80.1% |
| FCF Growth YoY | – | 85.9% |
| FCF/Sales | – | 36.4% |
| CapEx/Sales | – | 0.6% |
Operational Efficiency
| Metric | JCAP | PLBC |
|---|---|---|
| Asset Turnover | 0.39x | 0.05x |
| Receivables Turnover | 48.2x | – |
| Fixed Assets Turnover | 476.1x | 4.9x |
| Days Sales Outstanding | 8 days | – |
Income Statement
| Metric | JCAP | PLBC |
|---|---|---|
| Total Revenue | $815M | $114M |
| Operating Income | $391M | – |
| Net Income | – | $42M |
Dividend & Shareholder Information
| Metric | JCAP | PLBC |
|---|---|---|
| Dividends Per Share | $1.06 | $1.29 |
| Payout Ratio | – | 21.6% |
| Shares Outstanding | 57M | 7M |
| Net Income Growth | – | 59.4% |
| EPS Growth | – | 39.2% |
JCAP vs PLBC: stock comparison and AI forecast
Which is bigger, JCAP or PLBC?
JCAP is 2.6 times larger than PLBC by market capitalization ($1.14B against $435M).
Which one does Intratio's AI model rank higher, JCAP or PLBC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.