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Stock comparison · Signal date 2026-11-06

JSM vs RJF: stock comparison and AI forecast

Navient Corp (JSM) and Raymond James Financial Inc (RJF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Security Brokers, Dealers & Flotation Companies

JSM Navient Corp

Market Cap
$1.44B
P/E Ratio
–
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
NYSE · Security Brokers, Dealers & Flotation Companies

RJF Raymond James Financial Inc

Price
$162.81 +6.0% · 6M
Market Cap
$31.32B
P/E Ratio
14.2x
Size
large-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

JSM · RJF

Key facts

  • RJF is 21.7 times larger than JSM by market capitalization ($31.32B against $1.44B).
  • RJF turns 13.6% of its revenue into net income, against -15.0% for JSM.
  • JSM carries 18.72 times debt per unit of equity, against 6.41 times for RJF.
  • JSM yields 4.22% in dividends and RJF 1.37%.
  • Both companies share the SEC industry classification Security Brokers, Dealers & Flotation Companies.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricJSMRJF
Market Cap$1.44B$31.32B
P/E Ratio–14.18x
P/B Ratio0.60x2.47x
Dividend Yield4.22%1.37%
EPS$-0.68$11.48
Book Value/Share$25.57$66.02
Revenue/Share$3.56$88.32
FCF/Share–$7.50

Profitability & Margins

MetricJSMRJF
ROE-2.1%18.2%
ROA-0.1%2.5%
Net Margin-15.0%13.6%
EBT Margin-15.9%35.7%
Tax Rate5.7%10.5%

Financial Health

MetricJSMRJF
D/E Ratio18.72x6.41x
Financial Leverage19.72x7.42x

Cash Flow

MetricJSMRJF
Operating Cash Flow$340M$1.64B
Free Cash Flow–$1.44B
Capital Spending–-$197M
OCF Growth YoY74.4%-23.7%
FCF Growth YoY–-26.2%
FCF/Sales–8.5%
CapEx/Sales–1.2%

Operational Efficiency

MetricJSMRJF
Asset Turnover0.01x0.18x
Receivables Turnover33.4x–
Fixed Assets Turnover15.9x23.8x
Days Sales Outstanding11 days–

Income Statement

MetricJSMRJF
Total Revenue$334M$16.99B
Net Income-$50M$2.31B

Dividend & Shareholder Information

MetricJSMRJF
Dividends Per Share$0.65$2.22
Payout Ratio–19.3%
Shares Outstanding94M192M
Net Income Growth-183.3%8.1%
EPS Growth-168.7%12.7%
FAQ

JSM vs RJF: stock comparison and AI forecast

Which is bigger, JSM or RJF?

RJF is 21.7 times larger than JSM by market capitalization ($31.32B against $1.44B).

Which one does Intratio's AI model rank higher, JSM or RJF?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.