KEY vs UMBF: stock comparison and AI forecast
Keycorp /New/ (KEY) and Umb Financial Corp (UMBF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
KEY Keycorp /New/
- Market Cap
- $22.93B
- P/E Ratio
- 13.4x
- Size
- large-cap
- AI Forecast
UMBF Umb Financial Corp
- Market Cap
- $10.21B
- P/E Ratio
- 10.1x
- Size
- large-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- KEY is 2.2 times larger than UMBF by market capitalization ($22.93B against $10.21B).
- UMBF trades at 10.1 times trailing earnings, KEY at 13.3 times.
- KEY carries 9.30 times debt per unit of equity, against 8.26 times for UMBF.
- KEY yields 4.55% in dividends and UMBF 1.59%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | KEY | UMBF |
|---|---|---|
| Market Cap | $22.93B | $10.21B |
| P/E Ratio | 13.35x | 10.06x |
| P/B Ratio | 1.26x | 1.30x |
| Dividend Yield | 4.55% | 1.59% |
| EPS | $1.61 | $13.37 |
| Book Value/Share | $17.03 | $103.40 |
| Revenue/Share | $7.33 | $38.18 |
| FCF/Share | $1.12 | $15.03 |
Profitability & Margins
| Metric | KEY | UMBF |
|---|---|---|
| ROE | – | 13.2% |
| ROA | – | 1.4% |
| Net Margin | – | 35.6% |
| EBT Margin | 73.8% | 44.6% |
| Tax Rate | 20.6% | 20.2% |
Financial Health
| Metric | KEY | UMBF |
|---|---|---|
| D/E Ratio | 9.30x | 8.26x |
| Financial Leverage | – | 9.26x |
Cash Flow
| Metric | KEY | UMBF |
|---|---|---|
| Operating Cash Flow | $1.31B | $1.19B |
| Free Cash Flow | $1.20B | $1.14B |
| Capital Spending | -$112M | -$45M |
| OCF Growth YoY | -18.9% | 39.0% |
| FCF Growth YoY | -22.3% | 41.7% |
| FCF/Sales | 15.3% | 39.4% |
| CapEx/Sales | 1.4% | 1.6% |
Operational Efficiency
| Metric | KEY | UMBF |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | 12.6x | 7.3x |
Income Statement
| Metric | KEY | UMBF |
|---|---|---|
| Total Revenue | $7.82B | $2.90B |
| Net Income | – | $1.03B |
Dividend & Shareholder Information
| Metric | KEY | UMBF |
|---|---|---|
| Dividends Per Share | $0.98 | $2.14 |
| Payout Ratio | 60.9% | 16.0% |
| Shares Outstanding | 1067M | 76M |
| Net Income Growth | – | 70.1% |
| EPS Growth | – | 51.4% |
KEY vs UMBF: stock comparison and AI forecast
Which is bigger, KEY or UMBF?
KEY is 2.2 times larger than UMBF by market capitalization ($22.93B against $10.21B).
Which is cheaper on earnings, KEY or UMBF?
UMBF trades at 10.1 times trailing earnings, KEY at 13.3 times.
Which one does Intratio's AI model rank higher, KEY or UMBF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.