ONB vs UMBF: stock comparison and AI forecast
Old National Bancorp /In/ (ONB) and Umb Financial Corp (UMBF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ONB Old National Bancorp /In/
- Market Cap
- $10.07B
- P/E Ratio
- 9.8x
- Size
- large-cap
- AI Forecast
UMBF Umb Financial Corp
- Market Cap
- $10.21B
- P/E Ratio
- 10.1x
- Size
- large-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ONB and UMBF have similar market capitalizations ($10.07B and $10.21B).
- ONB trades at 9.8 times trailing earnings, UMBF at 10.1 times.
- UMBF turns 35.6% of its revenue into net income, against 35.6% for ONB.
- UMBF carries 8.26 times debt per unit of equity, against 7.97 times for ONB.
- ONB yields 2.36% in dividends and UMBF 1.59%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ONB | UMBF |
|---|---|---|
| Market Cap | $10.07B | $10.21B |
| P/E Ratio | 9.76x | 10.06x |
| P/B Ratio | 1.21x | 1.30x |
| Dividend Yield | 2.36% | 1.59% |
| EPS | $2.64 | $13.37 |
| Book Value/Share | $21.22 | $103.40 |
| Revenue/Share | $6.89 | $38.18 |
| FCF/Share | $2.51 | $15.03 |
Profitability & Margins
| Metric | ONB | UMBF |
|---|---|---|
| ROE | 11.6% | 13.2% |
| ROA | 1.3% | 1.4% |
| Net Margin | 35.6% | 35.6% |
| EBT Margin | 45.1% | 44.6% |
| Tax Rate | 21.2% | 20.2% |
Financial Health
| Metric | ONB | UMBF |
|---|---|---|
| D/E Ratio | 7.97x | 8.26x |
| Financial Leverage | 8.97x | 9.26x |
Cash Flow
| Metric | ONB | UMBF |
|---|---|---|
| Operating Cash Flow | $1.02B | $1.19B |
| Free Cash Flow | $980M | $1.14B |
| Capital Spending | -$45M | -$45M |
| OCF Growth YoY | 35.2% | 39.0% |
| FCF Growth YoY | 34.4% | 41.7% |
| FCF/Sales | 36.4% | 39.4% |
| CapEx/Sales | 1.7% | 1.6% |
Operational Efficiency
| Metric | ONB | UMBF |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 4.1x | 7.3x |
Income Statement
| Metric | ONB | UMBF |
|---|---|---|
| Total Revenue | $2.69B | $2.90B |
| Net Income | $958M | $1.03B |
Dividend & Shareholder Information
| Metric | ONB | UMBF |
|---|---|---|
| Dividends Per Share | $0.61 | $2.14 |
| Payout Ratio | 23.1% | 16.0% |
| Shares Outstanding | 391M | 76M |
| Net Income Growth | 57.9% | 70.1% |
| EPS Growth | 55.3% | 51.4% |
ONB vs UMBF: stock comparison and AI forecast
Which is bigger, ONB or UMBF?
ONB and UMBF have similar market capitalizations ($10.07B and $10.21B).
Which is cheaper on earnings, ONB or UMBF?
ONB trades at 9.8 times trailing earnings, UMBF at 10.1 times.
Which one does Intratio's AI model rank higher, ONB or UMBF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.