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Stock comparison · Signal date 2026-11-03

CFR vs ONB: stock comparison and AI forecast

Cullen/Frost Bankers, Inc. (CFR) and Old National Bancorp /In/ (ONB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · National Commercial Banks

CFR Cullen/Frost Bankers, Inc.

Market Cap
$9.96B
P/E Ratio
14.9x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · National Commercial Banks

ONB Old National Bancorp /In/

Price
$25.77 +8.4% · 6M
Market Cap
$10.07B
P/E Ratio
9.8x
Size
large-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CFR · ONB

Key facts

  • CFR and ONB have similar market capitalizations ($9.96B and $10.07B).
  • ONB trades at 9.8 times trailing earnings, CFR at 14.9 times.
  • ONB turns 35.6% of its revenue into net income, against 29.5% for CFR.
  • CFR carries 12.72 times debt per unit of equity, against 7.97 times for ONB.
  • CFR yields 2.59% in dividends and ONB 2.36%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCFRONB
Market Cap$9.96B$10.07B
P/E Ratio14.91x9.76x
P/B Ratio2.51x1.21x
Dividend Yield2.59%2.36%
EPS$10.75$2.64
Book Value/Share$63.95$21.22
Revenue/Share$37.58$6.89
FCF/Share$9.31$2.51

Profitability & Margins

MetricCFRONB
ROE17.4%11.6%
ROA1.3%1.3%
Net Margin29.5%35.6%
EBT Margin35.1%45.1%
Tax Rate15.9%21.2%

Financial Health

MetricCFRONB
D/E Ratio12.72x7.97x
Financial Leverage13.72x8.97x

Cash Flow

MetricCFRONB
Operating Cash Flow$764M$1.02B
Free Cash Flow$578M$980M
Capital Spending-$185M-$45M
OCF Growth YoY384.7%35.2%
FCF Growth YoY3569.7%34.4%
FCF/Sales24.8%36.4%
CapEx/Sales7.9%1.7%

Operational Efficiency

MetricCFRONB
Asset Turnover0.04x0.04x
Fixed Assets Turnover1.7x4.1x

Income Statement

MetricCFRONB
Total Revenue$2.34B$2.69B
Net Income$690M$958M

Dividend & Shareholder Information

MetricCFRONB
Dividends Per Share$4.15$0.61
Payout Ratio38.6%23.1%
Shares Outstanding62M391M
Net Income Growth8.2%57.9%
EPS Growth10.6%55.3%
FAQ

CFR vs ONB: stock comparison and AI forecast

Which is bigger, CFR or ONB?

CFR and ONB have similar market capitalizations ($9.96B and $10.07B).

Which is cheaper on earnings, CFR or ONB?

ONB trades at 9.8 times trailing earnings, CFR at 14.9 times.

Which one does Intratio's AI model rank higher, CFR or ONB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.