NBBK vs SMBC: stock comparison and AI forecast
Nb Bancorp, Inc. (NBBK) and Southern Missouri Bancorp, Inc. (SMBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NBBK Nb Bancorp, Inc.
- Market Cap
- $989M
- P/E Ratio
- 15.2x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
SMBC Southern Missouri Bancorp, Inc.
- Market Cap
- $796M
- P/E Ratio
- 11.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- NBBK is 1.2 times larger than SMBC by market capitalization ($989M against $796M).
- SMBC trades at 11.2 times trailing earnings, NBBK at 15.2 times.
- SMBC turns 35.8% of its revenue into net income, against 23.7% for NBBK.
- SMBC carries 9.24 times debt per unit of equity, against 7.84 times for NBBK.
- SMBC yields 1.40% in dividends and NBBK 1.21%.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NBBK | SMBC |
|---|---|---|
| Market Cap | $989M | $796M |
| P/E Ratio | 15.24x | 11.24x |
| P/B Ratio | 1.17x | 2.36x |
| Dividend Yield | 1.21% | 1.40% |
| EPS | $1.48 | $6.43 |
| Book Value/Share | $19.22 | $30.60 |
| Revenue/Share | $5.69 | $17.18 |
| FCF/Share | $1.78 | $6.95 |
Profitability & Margins
| Metric | NBBK | SMBC |
|---|---|---|
| ROE | 7.0% | 13.8% |
| ROA | 0.8% | – |
| Net Margin | 23.7% | 35.8% |
| EBT Margin | 33.2% | 66.9% |
| Tax Rate | 28.4% | 17.5% |
Financial Health
| Metric | NBBK | SMBC |
|---|---|---|
| D/E Ratio | 7.84x | 9.24x |
| Financial Leverage | 8.84x | – |
Cash Flow
| Metric | NBBK | SMBC |
|---|---|---|
| Operating Cash Flow | $85M | $81M |
| Free Cash Flow | $78M | $77M |
| Capital Spending | -$7M | -$4M |
| OCF Growth YoY | 27.3% | 15.9% |
| FCF Growth YoY | 19.7% | -6.8% |
| FCF/Sales | 31.3% | 40.5% |
| CapEx/Sales | 2.9% | 2.1% |
Operational Efficiency
| Metric | NBBK | SMBC |
|---|---|---|
| Asset Turnover | 0.03x | – |
| Fixed Assets Turnover | 5.1x | – |
Income Statement
| Metric | NBBK | SMBC |
|---|---|---|
| Total Revenue | $249M | $189M |
| Net Income | $59M | $47M |
Dividend & Shareholder Information
| Metric | NBBK | SMBC |
|---|---|---|
| Dividends Per Share | $0.27 | $1.01 |
| Payout Ratio | 18.2% | 15.7% |
| Shares Outstanding | 44M | 11M |
| Net Income Growth | 15.5% | 0.0% |
| EPS Growth | 21.3% | 28.9% |
NBBK vs SMBC: stock comparison and AI forecast
Which is bigger, NBBK or SMBC?
NBBK is 1.2 times larger than SMBC by market capitalization ($989M against $796M).
Which is cheaper on earnings, NBBK or SMBC?
SMBC trades at 11.2 times trailing earnings, NBBK at 15.2 times.
Which one does Intratio's AI model rank higher, NBBK or SMBC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.