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Model output · Signal date 2026-10-13

Southern Missouri Bancorp, Inc. (SMBC) Stock Forecast Oct. 13, 2026

Analysis updated on Oct. 13, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D Neutral Alpha
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Middle 30% of 5379 stocks scored
Rank correlation · 90D n/a No per-ticker sample yet
Market Cap $776M small-cap · #5 of 28 peers
Summary

Southern Missouri Bancorp, Inc. (SMBC) stock forecast summary

On Oct. 13, 2026, SMBC is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5379 stocks scored that day.

Southern Missouri Bancorp, Inc. is a small-cap company with a market capitalization of $776M. It ranks number 5 by market capitalization among the 28 Savings Institutions, Not Federally Chartered issuers in our coverage with a current forecast. Its P/B Ratio of 2.30x is the highest of the 28 peers that report one.

A per-ticker accuracy statistic for SMBC is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.5%, strong sell < -1.6% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-13 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, SMBC included.

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Price

SMBC price chart and AI forecast

SMBC
Cross-section · 2026-10-13

How SMBC ranks among 5379 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals

Southern Missouri Bancorp, Inc. (SMBC) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institutions, Not Federally Chartered peers listed below that report each metric.

Valuation & Market

MetricSMBCIndustry medianRank
Market Cap $776M $192M 5/28
P/E Ratio 10.80x 16.31x 18/21
P/B Ratio 2.30x 0.98x 1/28
Dividend Yield 1.43% 2.12% 9/14
EPS $6.43 – –
Book Value/Share $30.60 – –
Revenue/Share $17.18 – –
FCF/Share $6.95 – –

Profitability & Margins

MetricSMBCIndustry medianRank
ROE 13.8% 5.5% 2/27
ROA 1.4% 0.8% 4/27
Net Margin 35.8% 20.1% 4/27
EBT Margin 66.9% 23.9% 1/28
Tax Rate 17.5% – –

Financial Health

MetricSMBCIndustry medianRank
D/E Ratio 9.24x 7.05x 9/31
Financial Leverage 10.24x 8.05x 9/31

Cash Flow

MetricSMBCIndustry medianRank
Operating Cash Flow $81M $18M 5/28
Free Cash Flow $77M $22M 3/19
Capital Spending -$4M -$2M 15/18
OCF Growth YoY 15.9% 39.6% 17/22
FCF Growth YoY -6.8% 31.5% 13/14
FCF/Sales 40.5% 27.3% 6/19
CapEx/Sales 2.1% 2.8% 13/18

Operational Efficiency

MetricSMBCIndustry medianRank
Asset Turnover 0.05x 0.04x 2/27

Income Statement

MetricSMBCIndustry medianRank
Total Revenue $189M $41M 6/27
Net Income $46M $4M 5/27

Dividend & Shareholder Information

MetricSMBCIndustry medianRank
Dividends Per Share $1.01 – –
Payout Ratio 15.7% 32.1% 12/13
Shares Outstanding 11M – –

Balance Sheet Highlights (USD millions)

Total Liabilities$3.11B90.2% of assets
Quarterly Financial Reports

SMBC quarterly financials and insider trading

Industry Peers · Savings Institutions, Not Federally Chartered

Southern Missouri Bancorp, Inc. (SMBC) industry peers

Companies classified under the same SEC industry code as Southern Missouri Bancorp, Inc. (Savings Institutions, Not Federally Chartered): 31 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
SMBC Southern Missouri Bancorp, Inc. ▶ $776M 10.8x 2.3x
FLG Flagstar Bank, National Association ▶ $4.65B – 0.6x
BBT Beacon Financial Corp ▼ $2.29B – 1.9x
HFWA Heritage Financial Corp /Wa/ ▲ $1.11B 14.2x 1.0x
NBBK Nb Bancorp, Inc. ▶ $974M 16.5x 1.2x
TCBX Third Coast Bancshares, Inc. ▲ $696M 9.4x 1.0x
GCBC Greene County Bancorp Inc ▲ $586M 14.3x 2.1x
HBCP Home Bancorp, Inc. ▲ $518M 11.1x 1.1x
AVBC Avidia Bancorp, Inc. ▲ $441M – 1.1x
PBFS Pioneer Bancorp, Inc./Md ▲ $436M 125.3x 1.3x
NECB Northeast Community Bancorp, Inc./Md/ ▲ $383M 9.0x 1.1x
TSBK Timberland Bancorp Inc ▲ $352M 11.2x 1.3x
FBLA Fb Bancorp, Inc. /Md/ ▶ $272M – 1.0x
RBKB Rhinebeck Bancorp, Inc. ▲ $201M – 1.4x
ECBK Ecb Bancorp, Inc. /Md/ ▲ $182M 15.9x 1.0x
SRBK Sr Bancorp, Inc. ▲ $151M 36.7x 0.8x
HYNE Hoyne Bancorp, Inc. ▼ $136M 647.5x 0.9x
WSBK Winchester Bancorp, Inc./Md/ ▼ $120M 27.2x 1.0x
BSBK Bogota Financial Corp. ▲ $117M 45.2x 0.8x
FNWB First Northwest Bancorp ▲ $94M 62.8x 0.6x
FMFG Farmers & Merchants Bancshares, Inc. ▼ $61M 8.5x 0.9x
TCBS Texas Community Bancshares, Inc. ▶ $49M 14.7x 0.9x
MBBC Marathon Bancorp, Inc. /Md/ ▲ $44M 24.8x 0.9x
QNTO Quaint Oak Bancorp, Inc. ▼ $39M – 0.7x
PFSB Pfs Bancorp, Inc. ▲ $34M 19.8x 0.9x
URSB Ursb Bancorp, Inc. ▼ $30M – 0.8x
GOVB Gouverneur Bancorp, Inc./Md/ ▶ $23M 23.7x 0.7x
MSBB Mercer Bancorp, Inc. ▼ $23M 16.3x 0.9x
CULL Cullman Bancorp, Inc. /Md/ ▼ N/A – –
FBSI First Bancshares Inc /Mo/ ▼ N/A – –
VWFB Vwf Bancorp, Inc. ▼ N/A – –

Where SMBC sits on the market map

Finance · Savings Institutions, Not Federally Chartered
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News

Southern Missouri Bancorp, Inc. (SMBC) stock news

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FAQ

Southern Missouri Bancorp, Inc. (SMBC) stock forecast FAQ

What is the Southern Missouri Bancorp, Inc. (SMBC) stock forecast?

On Oct. 13, 2026, SMBC is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5379 stocks scored that day.

How accurate are Southern Missouri Bancorp, Inc. stock predictions?

A per-ticker accuracy statistic for SMBC is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Southern Missouri Bancorp, Inc. forecasts updated?

Southern Missouri Bancorp, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 13, 2026.

Which companies are Southern Missouri Bancorp, Inc.'s industry peers?

31 issuers in our coverage, SMBC included, share the SEC industry code Savings Institutions, Not Federally Chartered. The largest are: Flagstar Bank, National Association (FLG), Beacon Financial Corp (BBT), Heritage Financial Corp /Wa/ (HFWA), Nb Bancorp, Inc. (NBBK), Third Coast Bancshares, Inc. (TCBX), Greene County Bancorp Inc (GCBC).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.