PBAM vs SFST: stock comparison and AI forecast
Private Bancorp Of America, Inc. (PBAM) and Southern First Bancshares Inc (SFST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PBAM Private Bancorp Of America, Inc.
- Price
- $85.91 -4.7% · 6M
- Market Cap
- $492M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
SFST Southern First Bancshares Inc
- Market Cap
- $578M
- P/E Ratio
- 11.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SFST is 1.2 times larger than PBAM by market capitalization ($578M against $492M).
- SFST carries 9.56 times debt per unit of equity, against 8.49 times for PBAM.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PBAM | SFST |
|---|---|---|
| Market Cap | $492M | $578M |
| P/E Ratio | – | 11.07x |
| P/B Ratio | 1.72x | 1.25x |
| EPS | – | $5.51 |
| Book Value/Share | $49.83 | $48.78 |
| Revenue/Share | – | $14.22 |
| FCF/Share | – | $4.78 |
Profitability & Margins
| Metric | PBAM | SFST |
|---|---|---|
| ROE | – | 9.3% |
| ROA | – | 0.9% |
| Net Margin | – | 32.0% |
| EBT Margin | – | 41.2% |
| Tax Rate | – | 22.3% |
Financial Health
| Metric | PBAM | SFST |
|---|---|---|
| D/E Ratio | 8.49x | 9.56x |
| Financial Leverage | 9.49x | 10.56x |
Cash Flow
| Metric | PBAM | SFST |
|---|---|---|
| Operating Cash Flow | – | $48M |
| Free Cash Flow | – | $45M |
| Capital Spending | – | -$3M |
| OCF Growth YoY | – | 56.4% |
| FCF Growth YoY | – | 49.9% |
| FCF/Sales | – | 33.6% |
| CapEx/Sales | – | 2.1% |
Operational Efficiency
| Metric | PBAM | SFST |
|---|---|---|
| Asset Turnover | – | 0.03x |
| Fixed Assets Turnover | – | 1.5x |
Income Statement
| Metric | PBAM | SFST |
|---|---|---|
| Total Revenue | – | $135M |
| Net Income | – | $43M |
Dividend & Shareholder Information
| Metric | PBAM | SFST |
|---|---|---|
| Shares Outstanding | 6M | 9M |
| Net Income Growth | – | 65.2% |
| EPS Growth | – | 69.5% |
PBAM vs SFST: stock comparison and AI forecast
Which is bigger, PBAM or SFST?
SFST is 1.2 times larger than PBAM by market capitalization ($578M against $492M).
Which one does Intratio's AI model rank higher, PBAM or SFST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.