FNLC vs PBAM: stock comparison and AI forecast
First Bancorp, Inc /Me/ (FNLC) and Private Bancorp Of America, Inc. (PBAM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FNLC First Bancorp, Inc /Me/
- Price
- $36.82 +29.6% · 6M
- Market Cap
- $415M
- P/E Ratio
- 11.5x
- Size
- small-cap
- AI Forecast
PBAM Private Bancorp Of America, Inc.
- Price
- $85.91 -4.7% · 6M
- Market Cap
- $492M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- PBAM is 1.2 times larger than FNLC by market capitalization ($492M against $415M).
- Over the last six months FNLC returned +29.6% and PBAM -4.7%.
- FNLC carries 9.98 times debt per unit of equity, against 8.49 times for PBAM.
- FNLC yields 4.00% in dividends; PBAM pays none.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FNLC | PBAM |
|---|---|---|
| Market Cap | $415M | $492M |
| P/E Ratio | 11.51x | – |
| P/B Ratio | 1.42x | 1.72x |
| Dividend Yield | 4.00% | – |
| EPS | $3.20 | – |
| Book Value/Share | $25.97 | $49.83 |
| Revenue/Share | $8.76 | – |
| FCF/Share | $3.16 | – |
Profitability & Margins
| Metric | FNLC | PBAM |
|---|---|---|
| ROE | 12.9% | – |
| ROA | 1.2% | – |
| Net Margin | 38.3% | – |
| EBT Margin | 46.5% | – |
| Tax Rate | 17.7% | – |
Financial Health
| Metric | FNLC | PBAM |
|---|---|---|
| D/E Ratio | 9.98x | 8.49x |
| Financial Leverage | 10.98x | 9.49x |
Cash Flow
| Metric | FNLC | PBAM |
|---|---|---|
| Operating Cash Flow | $38M | – |
| Free Cash Flow | $36M | – |
| Capital Spending | -$2M | – |
| OCF Growth YoY | 24.0% | – |
| FCF Growth YoY | 26.6% | – |
| FCF/Sales | 36.0% | – |
| CapEx/Sales | 2.5% | – |
Operational Efficiency
| Metric | FNLC | PBAM |
|---|---|---|
| Asset Turnover | 0.03x | – |
Income Statement
| Metric | FNLC | PBAM |
|---|---|---|
| Total Revenue | $99M | – |
| Net Income | $38M | – |
Dividend & Shareholder Information
| Metric | FNLC | PBAM |
|---|---|---|
| Dividends Per Share | $1.47 | – |
| Payout Ratio | 45.9% | – |
| Shares Outstanding | 11M | 6M |
| Net Income Growth | 26.1% | – |
| EPS Growth | 23.1% | – |
FNLC vs PBAM: stock comparison and AI forecast
Which is bigger, FNLC or PBAM?
PBAM is 1.2 times larger than FNLC by market capitalization ($492M against $415M).
Which stock performed better over the last six months, FNLC or PBAM?
Over the last six months FNLC returned +29.6% and PBAM -4.7%.
Which one does Intratio's AI model rank higher, FNLC or PBAM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.