PNC vs USB: stock comparison and AI forecast
Pnc Financial Services Group, Inc. (PNC) and Us Bancorp \De\ (USB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PNC Pnc Financial Services Group, Inc.
- Market Cap
- $90.90B
- P/E Ratio
- 12.5x
- Size
- large-cap
- AI Forecast
USB Us Bancorp \De\
- Price
- $60.49 +9.5% · 6M
- Market Cap
- $94.25B
- P/E Ratio
- 12.1x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PNC and USB have similar market capitalizations ($90.90B and $94.25B).
- USB trades at 12.1 times trailing earnings, PNC at 12.5 times.
- PNC turns 30.5% of its revenue into net income, against 27.5% for USB.
- USB carries 9.76 times debt per unit of equity, against 8.62 times for PNC.
- USB yields 3.42% in dividends and PNC 3.02%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PNC | USB |
|---|---|---|
| Market Cap | $90.90B | $94.25B |
| P/E Ratio | 12.54x | 12.07x |
| P/B Ratio | 1.42x | 1.40x |
| Dividend Yield | 3.02% | 3.42% |
| EPS | $18.17 | $5.01 |
| Book Value/Share | $160.44 | $43.28 |
| Revenue/Share | $62.73 | $19.06 |
Profitability & Margins
| Metric | PNC | USB |
|---|---|---|
| ROE | 11.9% | 12.1% |
| ROA | 1.2% | 1.1% |
| Net Margin | 30.5% | 27.5% |
| EBT Margin | 37.5% | 34.4% |
| Tax Rate | 18.2% | 19.7% |
Financial Health
| Metric | PNC | USB |
|---|---|---|
| D/E Ratio | 8.62x | 9.76x |
| Financial Leverage | 9.62x | 10.77x |
Cash Flow
| Metric | PNC | USB |
|---|---|---|
| Operating Cash Flow | $7.49B | $12.38B |
| OCF Growth YoY | 23.6% | 65.5% |
Operational Efficiency
| Metric | PNC | USB |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
Income Statement
| Metric | PNC | USB |
|---|---|---|
| Total Revenue | $25.03B | $29.69B |
| Net Income | $7.63B | $8.17B |
Dividend & Shareholder Information
| Metric | PNC | USB |
|---|---|---|
| Dividends Per Share | $6.87 | $2.07 |
| Payout Ratio | 37.8% | 41.3% |
| Shares Outstanding | 399M | 1558M |
| Net Income Growth | 20.9% | 18.4% |
| EPS Growth | 24.4% | 1.0% |
PNC vs USB: stock comparison and AI forecast
Which is bigger, PNC or USB?
PNC and USB have similar market capitalizations ($90.90B and $94.25B).
Which is cheaper on earnings, PNC or USB?
USB trades at 12.1 times trailing earnings, PNC at 12.5 times.
Which one does Intratio's AI model rank higher, PNC or USB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.