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Stock comparison · Signal date 2026-11-04

HBAN vs PNC: stock comparison and AI forecast

Huntington Bancshares Inc /Md/ (HBAN) and Pnc Financial Services Group, Inc. (PNC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · National Commercial Banks

HBAN Huntington Bancshares Inc /Md/

Price
$15.86 -3.4% · 6M
Market Cap
$31.96B
P/E Ratio
12.1x
Size
large-cap
AI Forecast
Full analysis →
NYSE · National Commercial Banks

PNC Pnc Financial Services Group, Inc.

Market Cap
$90.90B
P/E Ratio
12.5x
Size
large-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

HBAN · PNC

Key facts

  • PNC is 2.8 times larger than HBAN by market capitalization ($90.90B against $31.96B).
  • HBAN trades at 12.1 times trailing earnings, PNC at 12.5 times.
  • PNC turns 30.5% of its revenue into net income, against 25.3% for HBAN.
  • PNC carries 8.62 times debt per unit of equity, against 7.94 times for HBAN.
  • HBAN yields 3.46% in dividends and PNC 3.02%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricHBANPNC
Market Cap$31.96B$90.90B
P/E Ratio12.11x12.54x
P/B Ratio0.99x1.42x
Dividend Yield3.46%3.02%
EPS$1.31$18.17
Book Value/Share$15.97$160.44
Revenue/Share$4.88$62.73
FCF/Share$1.45–

Profitability & Margins

MetricHBANPNC
ROE7.7%11.9%
ROA0.9%1.2%
Net Margin25.3%30.5%
EBT Margin31.1%37.5%
Tax Rate18.2%18.2%

Financial Health

MetricHBANPNC
D/E Ratio7.94x8.62x
Financial Leverage8.94x9.62x

Cash Flow

MetricHBANPNC
Operating Cash Flow$3.35B$7.49B
Free Cash Flow$2.92B–
Capital Spending-$428M–
OCF Growth YoY10.2%23.6%
FCF Growth YoY2.0%–
FCF/Sales29.7%–
CapEx/Sales4.3%–

Operational Efficiency

MetricHBANPNC
Asset Turnover0.03x0.04x
Fixed Assets Turnover4.5x–

Income Statement

MetricHBANPNC
Total Revenue$9.84B$25.03B
Net Income$2.49B$7.63B

Dividend & Shareholder Information

MetricHBANPNC
Dividends Per Share$0.55$6.87
Payout Ratio42.0%37.8%
Shares Outstanding2015M399M
Net Income Growth12.1%20.9%
EPS Growth0.8%24.4%
FAQ

HBAN vs PNC: stock comparison and AI forecast

Which is bigger, HBAN or PNC?

PNC is 2.8 times larger than HBAN by market capitalization ($90.90B against $31.96B).

Which is cheaper on earnings, HBAN or PNC?

HBAN trades at 12.1 times trailing earnings, PNC at 12.5 times.

Which one does Intratio's AI model rank higher, HBAN or PNC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.