QCRH vs USCB: stock comparison and AI forecast
Qcr Holdings Inc (QCRH) and Uscb Financial Holdings, Inc. (USCB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
QCRH Qcr Holdings Inc
- Price
- $103.44 +15.5% · 6M
- Market Cap
- $1.67B
- P/E Ratio
- 12.1x
- Size
- small-cap
- AI Forecast
USCB Uscb Financial Holdings, Inc.
- Price
- $20.07 +10.4% · 6M
- Market Cap
- $367M
- P/E Ratio
- 10.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- QCRH is 4.6 times larger than USCB by market capitalization ($1.67B against $367M).
- USCB trades at 10.9 times trailing earnings, QCRH at 12.1 times.
- Over the last six months QCRH returned +15.5% and USCB +10.4%.
- USCB carries 11.85 times debt per unit of equity, against 7.28 times for QCRH.
- USCB yields 2.29% in dividends and QCRH 0.28%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | QCRH | USCB |
|---|---|---|
| Market Cap | $1.67B | $367M |
| P/E Ratio | 12.10x | 10.90x |
| P/B Ratio | 1.46x | 1.69x |
| Dividend Yield | 0.28% | 2.29% |
| EPS | $8.44 | $1.82 |
| Book Value/Share | $70.21 | $11.76 |
| Revenue/Share | $23.16 | $5.11 |
| FCF/Share | $48.41 | $2.66 |
Profitability & Margins
| Metric | QCRH | USCB |
|---|---|---|
| ROE | 12.3% | – |
| ROA | 1.5% | – |
| Net Margin | 37.5% | – |
| EBT Margin | 40.7% | – |
| Tax Rate | 8.1% | 27.2% |
Financial Health
| Metric | QCRH | USCB |
|---|---|---|
| D/E Ratio | 7.28x | 11.85x |
| Financial Leverage | 8.28x | – |
Cash Flow
| Metric | QCRH | USCB |
|---|---|---|
| Operating Cash Flow | $859M | $50M |
| Free Cash Flow | $793M | $49M |
| Capital Spending | -$66M | -$970K |
| OCF Growth YoY | 89.1% | – |
| FCF Growth YoY | 95.8% | – |
| FCF/Sales | 209.0% | 52.0% |
| CapEx/Sales | 17.4% | 1.0% |
Operational Efficiency
| Metric | QCRH | USCB |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 1.6x | 20.3x |
Income Statement
| Metric | QCRH | USCB |
|---|---|---|
| Total Revenue | $379M | $94M |
| Net Income | $142M | – |
Dividend & Shareholder Information
| Metric | QCRH | USCB |
|---|---|---|
| Dividends Per Share | $0.29 | $0.45 |
| Payout Ratio | 3.4% | 24.7% |
| Shares Outstanding | 16M | 18M |
| Net Income Growth | 25.9% | – |
| EPS Growth | 27.1% | – |
QCRH vs USCB: stock comparison and AI forecast
Which is bigger, QCRH or USCB?
QCRH is 4.6 times larger than USCB by market capitalization ($1.67B against $367M).
Which is cheaper on earnings, QCRH or USCB?
USCB trades at 10.9 times trailing earnings, QCRH at 12.1 times.
Which stock performed better over the last six months, QCRH or USCB?
Over the last six months QCRH returned +15.5% and USCB +10.4%.
Which one does Intratio's AI model rank higher, QCRH or USCB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.