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Model output · Signal date 2026-10-13

Greene County Bancorp Inc (GCBC) Stock Forecast Oct. 13, 2026

Analysis updated on Oct. 13, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D ▲ Bullish Exact rating locked
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30-day forecast Alpha
Rank in coverage Top 35% of 4004 stocks scored
Rank correlation · 90D n/a No per-ticker sample yet
Market Cap $586M small-cap · #7 of 28 peers
Summary

Greene County Bancorp Inc (GCBC) stock forecast summary

Our AI ranks Greene County Bancorp Inc outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Greene County Bancorp Inc is a small-cap company with a market capitalization of $586M. It ranks number 7 by market capitalization among the 28 Savings Institutions, Not Federally Chartered issuers in our coverage with a current forecast. Its ROE of 15.7% is the highest of the 27 peers that report one. Its Net Margin of 45.7% is the highest of the 27 peers that report one.

A per-ticker accuracy statistic for GCBC is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.2%, buy ≥ +0.5%, sell < -0.6%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-14 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, GCBC included.

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Price

GCBC price chart and AI forecast

GCBC
Cross-section · 2026-10-14

How GCBC ranks among 4004 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals

Greene County Bancorp Inc (GCBC) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institutions, Not Federally Chartered peers listed below that report each metric.

Valuation & Market

MetricGCBCIndustry medianRank
Market Cap $586M $190M 7/28
P/E Ratio 14.28x 16.31x 14/21
P/B Ratio 2.11x 0.97x 2/28
Dividend Yield 0.69% 2.15% 13/14
EPS $2.41 – –
Book Value/Share $16.32 – –
Revenue/Share $5.32 – –
FCF/Share $2.44 – –

Profitability & Margins

MetricGCBCIndustry medianRank
ROE 15.7% 5.5% 1/27
ROA 1.4% 0.8% 3/27
Net Margin 45.7% 20.1% 1/27
EBT Margin 49.2% 23.9% 3/28
Tax Rate 12.4% – –

Financial Health

MetricGCBCIndustry medianRank
D/E Ratio 10.46x 7.05x 5/31
Financial Leverage 11.46x 8.05x 5/31

Cash Flow

MetricGCBCIndustry medianRank
Operating Cash Flow $42M $18M 9/28
Free Cash Flow $42M $22M 7/19
Capital Spending -$740K -$2M 6/18
OCF Growth YoY 51.2% 39.6% 9/22
FCF Growth YoY 30.5% 31.5% 8/14
FCF/Sales 45.9% 27.3% 4/19
CapEx/Sales 0.8% 2.8% 17/18

Operational Efficiency

MetricGCBCIndustry medianRank
Asset Turnover 0.03x 0.04x 15/27

Income Statement

MetricGCBCIndustry medianRank
Total Revenue $90M $41M 10/27
Net Income $43M $4M 7/27

Dividend & Shareholder Information

MetricGCBCIndustry medianRank
Dividends Per Share $0.24 – –
Payout Ratio 10.0% 32.1% 13/13
Shares Outstanding 17M – –

Balance Sheet Highlights (USD millions)

Total Liabilities$2.91B91.3% of assets
Quarterly Financial Reports

GCBC quarterly financials and insider trading

Industry Peers · Savings Institutions, Not Federally Chartered

Greene County Bancorp Inc (GCBC) industry peers

Companies classified under the same SEC industry code as Greene County Bancorp Inc (Savings Institutions, Not Federally Chartered): 31 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
GCBC Greene County Bancorp Inc ▲ $586M 14.3x 2.1x
FLG Flagstar Bank, National Association ▶ $4.65B – 0.6x
BBT Beacon Financial Corp ▼ $2.29B – 1.9x
HFWA Heritage Financial Corp /Wa/ ▲ $1.11B 14.2x 1.0x
NBBK Nb Bancorp, Inc. ▶ $974M 16.5x 1.2x
SMBC Southern Missouri Bancorp, Inc. ▶ $765M 10.6x 2.3x
TCBX Third Coast Bancshares, Inc. ▲ $696M 9.4x 1.0x
HBCP Home Bancorp, Inc. ▲ $518M 11.1x 1.1x
AVBC Avidia Bancorp, Inc. ▲ $438M – 1.1x
PBFS Pioneer Bancorp, Inc./Md ▲ $437M 125.5x 1.3x
NECB Northeast Community Bancorp, Inc./Md/ ▲ $383M 9.0x 1.1x
TSBK Timberland Bancorp Inc ▲ $351M 11.2x 1.3x
FBLA Fb Bancorp, Inc. /Md/ ▶ $272M – 1.0x
RBKB Rhinebeck Bancorp, Inc. ▲ $201M – 1.4x
ECBK Ecb Bancorp, Inc. /Md/ ▲ $179M 15.7x 1.0x
SRBK Sr Bancorp, Inc. ▲ $151M 36.7x 0.8x
HYNE Hoyne Bancorp, Inc. ▼ $136M 648.3x 0.9x
WSBK Winchester Bancorp, Inc./Md/ ▼ $120M 27.2x 1.0x
BSBK Bogota Financial Corp. ▶ $116M 44.8x 0.8x
FNWB First Northwest Bancorp ▲ $94M 62.7x 0.6x
FMFG Farmers & Merchants Bancshares, Inc. ▼ $61M 8.5x 0.9x
TCBS Texas Community Bancshares, Inc. ▶ $49M 14.7x 0.9x
MBBC Marathon Bancorp, Inc. /Md/ ▲ $44M 24.8x 0.9x
QNTO Quaint Oak Bancorp, Inc. ▼ $39M – 0.7x
PFSB Pfs Bancorp, Inc. ▲ $34M 19.8x 0.9x
URSB Ursb Bancorp, Inc. ▼ $30M – 0.8x
GOVB Gouverneur Bancorp, Inc./Md/ ▲ $23M 23.2x 0.7x
MSBB Mercer Bancorp, Inc. ▶ $21M 16.3x 0.9x
CULL Cullman Bancorp, Inc. /Md/ ▶ N/A – –
FBSI First Bancshares Inc /Mo/ ▼ N/A – –
VWFB Vwf Bancorp, Inc. ▼ N/A – –

Where GCBC sits on the market map

Finance · Savings Institutions, Not Federally Chartered
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News

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FAQ

Greene County Bancorp Inc (GCBC) stock forecast FAQ

What is the Greene County Bancorp Inc (GCBC) stock forecast?

Our AI ranks Greene County Bancorp Inc outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Greene County Bancorp Inc stock predictions?

A per-ticker accuracy statistic for GCBC is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Greene County Bancorp Inc forecasts updated?

Greene County Bancorp Inc forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 13, 2026.

Which companies are Greene County Bancorp Inc's industry peers?

31 issuers in our coverage, GCBC included, share the SEC industry code Savings Institutions, Not Federally Chartered. The largest are: Flagstar Bank, National Association (FLG), Beacon Financial Corp (BBT), Heritage Financial Corp /Wa/ (HFWA), Nb Bancorp, Inc. (NBBK), Southern Missouri Bancorp, Inc. (SMBC), Third Coast Bancshares, Inc. (TCBX).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.