Heritage Financial Corp /Wa/ (HFWA) Stock Forecast Oct. 14, 2026
Analysis updated on Oct. 14, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Heritage Financial Corp /Wa/ (HFWA) stock forecast summary
Our AI ranks Heritage Financial Corp /Wa/ outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Heritage Financial Corp /Wa/ is a small-cap company with a market capitalization of $1.11B. It ranks number 3 by market capitalization among the 28 Savings Institutions, Not Federally Chartered issuers in our coverage with a current forecast.
A per-ticker accuracy statistic for HFWA is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.5%, strong sell < -1.6% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-13 signals)
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How HFWA ranks among 5379 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Heritage Financial Corp /Wa/ (HFWA) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institutions, Not Federally Chartered peers listed below that report each metric.
Valuation & Market
| Metric | HFWA | Rank |
|---|---|---|
| Market Cap | $1.11B | 3/28 |
| P/E Ratio | 14.23x | 15/21 |
| P/B Ratio | 1.00x | 13/28 |
| Dividend Yield | 3.10% | 4/14 |
| EPS | $2.02 | – |
| Book Value/Share | $27.12 | – |
| Revenue/Share | $7.21 | – |
| FCF/Share | $1.97 | – |
Profitability & Margins
| Metric | HFWA | Rank |
|---|---|---|
| ROE | 7.0% | 11/27 |
| ROA | 0.9% | 8/27 |
| Net Margin | 26.4% | 9/27 |
| EBT Margin | 30.9% | 11/28 |
| Tax Rate | 14.5% | – |
Financial Health
| Metric | HFWA | Rank |
|---|---|---|
| D/E Ratio | 6.60x | 18/31 |
| Financial Leverage | 7.60x | 18/31 |
Cash Flow
| Metric | HFWA | Rank |
|---|---|---|
| Operating Cash Flow | $90M | 3/28 |
| Free Cash Flow | $80M | 1/19 |
| Capital Spending | -$10M | 17/18 |
| OCF Growth YoY | 4.1% | 19/22 |
| FCF Growth YoY | -2.0% | 11/14 |
| FCF/Sales | 27.3% | 10/19 |
| CapEx/Sales | 3.3% | 7/18 |
Operational Efficiency
| Metric | HFWA | Rank |
|---|---|---|
| Asset Turnover | 0.04x | 6/27 |
| Fixed Assets Turnover | 3.0x | 18/25 |
Income Statement
| Metric | HFWA | Rank |
|---|---|---|
| Total Revenue | $295M | 3/27 |
| Net Income | $77M | 2/27 |
Dividend & Shareholder Information
| Metric | HFWA | Rank |
|---|---|---|
| Dividends Per Share | $0.84 | – |
| Payout Ratio | 41.6% | 6/13 |
| Shares Outstanding | 41M | – |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $204M | 2.4% of assets |
| Total Liabilities | $7.32B | 86.9% of assets |
HFWA quarterly financials and insider trading
Heritage Financial Corp /Wa/ (HFWA) industry peers
Companies classified under the same SEC industry code as Heritage Financial Corp /Wa/ (Savings Institutions, Not Federally Chartered): 31 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| HFWA Heritage Financial Corp /Wa/ | ▲ | $1.11B |
| FLG Flagstar Bank, National Association | ▶ | $4.65B |
| BBT Beacon Financial Corp | ▼ | $2.29B |
| NBBK Nb Bancorp, Inc. | ▶ | $974M |
| SMBC Southern Missouri Bancorp, Inc. | ▶ | $765M |
| TCBX Third Coast Bancshares, Inc. | ▲ | $696M |
| GCBC Greene County Bancorp Inc | ▲ | $586M |
| HBCP Home Bancorp, Inc. | ▲ | $518M |
| AVBC Avidia Bancorp, Inc. | ▲ | $438M |
| PBFS Pioneer Bancorp, Inc./Md | ▲ | $436M |
| NECB Northeast Community Bancorp, Inc./Md/ | ▲ | $383M |
| TSBK Timberland Bancorp Inc | ▲ | $351M |
| FBLA Fb Bancorp, Inc. /Md/ | ▶ | $272M |
| RBKB Rhinebeck Bancorp, Inc. | ▲ | $201M |
| ECBK Ecb Bancorp, Inc. /Md/ | ▲ | $182M |
| SRBK Sr Bancorp, Inc. | ▲ | $151M |
| HYNE Hoyne Bancorp, Inc. | ▼ | $136M |
| WSBK Winchester Bancorp, Inc./Md/ | ▼ | $120M |
| BSBK Bogota Financial Corp. | ▶ | $116M |
| FNWB First Northwest Bancorp | ▲ | $94M |
| FMFG Farmers & Merchants Bancshares, Inc. | ▼ | $61M |
| TCBS Texas Community Bancshares, Inc. | ▶ | $49M |
| MBBC Marathon Bancorp, Inc. /Md/ | ▲ | $44M |
| QNTO Quaint Oak Bancorp, Inc. | ▼ | $39M |
| PFSB Pfs Bancorp, Inc. | ▲ | $34M |
| URSB Ursb Bancorp, Inc. | ▼ | $30M |
| GOVB Gouverneur Bancorp, Inc./Md/ | ▶ | $23M |
| MSBB Mercer Bancorp, Inc. | ▼ | $23M |
| CULL Cullman Bancorp, Inc. /Md/ | ▼ | N/A |
| FBSI First Bancshares Inc /Mo/ | ▼ | N/A |
| VWFB Vwf Bancorp, Inc. | ▼ | N/A |
Where HFWA sits on the market map
Heritage Financial Corp /Wa/ (HFWA) stock news
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Heritage Financial Corp /Wa/ (HFWA) stock forecast FAQ
What is the Heritage Financial Corp /Wa/ (HFWA) stock forecast?
Our AI ranks Heritage Financial Corp /Wa/ outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Heritage Financial Corp /Wa/ stock predictions?
A per-ticker accuracy statistic for HFWA is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Heritage Financial Corp /Wa/ forecasts updated?
Heritage Financial Corp /Wa/ forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 14, 2026.
Which companies are Heritage Financial Corp /Wa/'s industry peers?
31 issuers in our coverage, HFWA included, share the SEC industry code Savings Institutions, Not Federally Chartered. The largest are: Flagstar Bank, National Association (FLG), Beacon Financial Corp (BBT), Nb Bancorp, Inc. (NBBK), Southern Missouri Bancorp, Inc. (SMBC), Third Coast Bancshares, Inc. (TCBX), Greene County Bancorp Inc (GCBC).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.