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OppFi Inc. (OPFI) Stock Forecast 2025 - AI Price Prediction & Analysis


OppFi Inc. (OPFI) AI Stock Price Forecast & Investment Analysis

OppFi Inc. Stock Price Chart and Technical Analysis

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OppFi Inc. (OPFI) - Comprehensive Stock Analysis & Investment Research

Deep dive into OppFi Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about OppFi Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For OppFi Inc.: OppFi Inc. operates in the Finance or Crypto Assets sector, making it an emerging small-cap investment.

OppFi Inc. (Stock Symbol: OPFI) is a leading company in the Finance or Crypto Assets sector , specifically operating within the Finance Services industry.

The organization employs approximately 465 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing OppFi Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For OppFi Inc.: With $290M in annual revenue and 1.8% net margin, the company demonstrates developing profitability.

Annual Revenue: $290 million generating a 1.8% net profit margin .

Market Capitalization: $93 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 61.1% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for OppFi Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For OppFi Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for OppFi Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: OppFi Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For OppFi Inc.: Strong free cash flow generation demonstrates solid operational efficiency.

OppFi Inc. strategically competes in the highly dynamic Finance Services marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $152 million annually.

OppFi Inc. (OPFI) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for OppFi Inc. stock analysis.

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Deep dive into OppFi Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if OppFi Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For OppFi Inc.: With a P/E ratio of 21.24, the market moderately values the company's earnings.

P/E Ratio 21.24x
P/B Ratio 2.67x
Market Cap $93M
EPS $0.12
Book Value/Share $2.56
Revenue/Share $28.23
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently OppFi Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For OppFi Inc.: An ROE of 61.1% demonstrates excellent shareholder value creation.

ROE 61.1%
ROA 0.4%
ROIC 18.4%
Operating Margin 20.3%
Net Margin 1.8%
EBT Margin 18.0%
Tax Rate 1.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess OppFi Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For OppFi Inc.: A current ratio of 17.58 indicates strong liquidity.

Current Ratio 17.58x
Quick Ratio 16.28x
Interest Coverage 3.7x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal OppFi Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For OppFi Inc.: Free cash flow of $152M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $167M
Free Cash Flow $152M
Capital Spending $-15M
FCF/Sales 41.3%
CapEx/Sales 4.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively OppFi Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For OppFi Inc.: An asset turnover of 0.72x suggests room for improvement in asset utilization.

Asset Turnover 0.72x
Receivables Turnover 1.0x
Fixed Assets Turnover 12.1x
Days Sales Outstanding 385 days
Understanding Financial Statement Data

What these metrics mean: Key figures from OppFi Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For OppFi Inc.: With annual revenue of $290M, OppFi Inc. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $290M
Operating Income $78M
Net Income $7M
SG&A Expense $48M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 87%
Cash & Short-term Investments 5%
Total Liabilities 103%
Short-term Debt 7%
Accounts Receivable 75%
Dividend & Shareholder Information
Shares Outstanding 14M
Growth Metrics (YoY)
EPS Growth 0.9%

Latest OppFi Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting OppFi Inc. (OPFI) stock price and investment outlook.

, source: Seeking Alpha

Good morning, and welcome to OppFi's Third Quarter 2024 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. [Operator Instructions] It is now my ...

, source: Nasdaq

OppFi Inc. (OPFI) could be a solid addition to your portfolio given a notable revision in the company's earnings estimates. While the stock has been gaining lately, the trend might continue since its ...

, source: Seeking Alpha

Good morning, and welcome to OppFi's Fourth Quarter 2024 Earnings Conference Call. All participants are in a listen-only mode. As a reminder, this conference call is being recorded. After management's ...

, source: Insider Monkey

OppFi Inc. beats earnings expectations. Reported EPS is $0.23, expectations were $0.14. Operator: Good morning, and welcome to OppFi’s Fourth Quarter 2024 Earnings Conference Call. All participants ...

OppFi Inc. Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of OppFi Inc. against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABTS Unlock Forecast - 30 Days FREE Trial $124M x 11.0x
AGRI Unlock Forecast - 30 Days FREE Trial $1M -0.3x 0.3x
AMBR Unlock Forecast - 30 Days FREE Trial $153M x 0.9x
ANY Unlock Forecast - 30 Days FREE Trial $18M -1.0x 0.6x
ASST Unlock Forecast - 30 Days FREE Trial $75M -0.5x 28.0x
ATCH Unlock Forecast - 30 Days FREE Trial $1M x -0.1x
AXP Unlock Forecast - 30 Days FREE Trial $230853M 22.8x 7.1x
BCG Unlock Forecast - 30 Days FREE Trial $33M x 3.4x
BCGWW Unlock Forecast - 30 Days FREE Trial $0M x 0.1x
BEGI Unlock Forecast - 30 Days FREE Trial $1M x x
BENF Unlock Forecast - 30 Days FREE Trial $53M x -0.5x
BENFW Unlock Forecast - 30 Days FREE Trial $1M x 0.0x
BKKT Unlock Forecast - 30 Days FREE Trial $0M -2.7x 0.0x
BMNR Unlock Forecast - 30 Days FREE Trial $104M x 36.3x
BTBT Unlock Forecast - 30 Days FREE Trial $837M x 1.3x
BTCM Unlock Forecast - 30 Days FREE Trial $2922M x 63.7x
BTCS Unlock Forecast - 30 Days FREE Trial $92M -4561.2x 3.0x
BTCT Unlock Forecast - 30 Days FREE Trial $8M x 0.4x
BTM Unlock Forecast - 30 Days FREE Trial $0M -1.6x 0.0x
BTMWW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
BTOG Unlock Forecast - 30 Days FREE Trial $30M x 0.9x
BUR Unlock Forecast - 30 Days FREE Trial $3690M -41.7x 1.5x
CBLO Unlock Forecast - 30 Days FREE Trial $37M x x
CHYM Unlock Forecast - 30 Days FREE Trial $2308M x 1.6x
CIFR Unlock Forecast - 30 Days FREE Trial $2361M -121.5x 3.2x
CIFRW Unlock Forecast - 30 Days FREE Trial $309M x 0.5x
CLSK Unlock Forecast - 30 Days FREE Trial $3613M 768.6x 1.9x
CLSKW Unlock Forecast - 30 Days FREE Trial $131M x 0.1x
CMPO Unlock Forecast - 30 Days FREE Trial $0M 29.2x 0.0x
CMPOW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
CNF Unlock Forecast - 30 Days FREE Trial $7008M x 1.8x
COEP Unlock Forecast - 30 Days FREE Trial $59M x 9.7x
COIN Unlock Forecast - 30 Days FREE Trial $90285M 31.6x 7.5x
COOP Unlock Forecast - 30 Days FREE Trial $14294M 25.1x 2.8x
CORZ Unlock Forecast - 30 Days FREE Trial $4029M -1.3x -22.2x
CORZW Unlock Forecast - 30 Days FREE Trial $1946M x -2.7x
CORZZ Unlock Forecast - 30 Days FREE Trial $3481M x -4.8x
CPSS Unlock Forecast - 30 Days FREE Trial $188M 9.7x 0.6x
CRCL Unlock Forecast - 30 Days FREE Trial $11081M x 4.7x
DAVE Unlock Forecast - 30 Days FREE Trial $0M 40.2x 0.0x
DAVEW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
EBFI Unlock Forecast - 30 Days FREE Trial $431M x 517.9x
ETHW Unlock Forecast - 30 Days FREE Trial $463M x x
EXOD Unlock Forecast - 30 Days FREE Trial $M x x
FETH Unlock Forecast - 30 Days FREE Trial $2160M x 1.7x
FGF Unlock Forecast - 30 Days FREE Trial $37M 6.2x 0.5x
FGFPP Unlock Forecast - 30 Days FREE Trial $36M 4.5x 0.5x
FLD Unlock Forecast - 30 Days FREE Trial $152M x 1.7x
FLDDU Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
FLDDW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
FUFU Unlock Forecast - 30 Days FREE Trial $616M x 3.1x
GDOT Unlock Forecast - 30 Days FREE Trial $581M -146.6x 0.6x
GHI Unlock Forecast - 30 Days FREE Trial $0M 11.0x 0.0x
GREE Unlock Forecast - 30 Days FREE Trial $20M -0.6x -0.4x
GREEL Unlock Forecast - 30 Days FREE Trial $136M -2.6x -1.9x
GRYP Unlock Forecast - 30 Days FREE Trial $511M 0.0x -1.3x
HIVE Unlock Forecast - 30 Days FREE Trial $513M x 0.9x
HUT Unlock Forecast - 30 Days FREE Trial $2253M x 2.4x
IREN Unlock Forecast - 30 Days FREE Trial $7334M x 4.0x
LDI Unlock Forecast - 30 Days FREE Trial $996M -4.1x 3.7x
LMFA Unlock Forecast - 30 Days FREE Trial $5M -0.5x 0.2x
MARA Unlock Forecast - 30 Days FREE Trial $6926M 10.2x 1.5x
MBNKO Unlock Forecast - 30 Days FREE Trial $847M 20.2x 2.2x
MBNKP Unlock Forecast - 30 Days FREE Trial $591M 14.9x 1.6x
MDBH Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
MFIN Unlock Forecast - 30 Days FREE Trial $351M 8.4x 0.9x
MGLD Unlock Forecast - 30 Days FREE Trial $45M -15.6x 1.8x
MGTE Unlock Forecast - 30 Days FREE Trial $182M x 0.4x
MGTEW Unlock Forecast - 30 Days FREE Trial $12M x 0.0x
MIGI Unlock Forecast - 30 Days FREE Trial $6M -0.4x -8.1x
ML Unlock Forecast - 30 Days FREE Trial $147M 354.3x 0.5x
MSTR Unlock Forecast - 30 Days FREE Trial $103089M 21.5x 2.2x
MVCO Unlock Forecast - 30 Days FREE Trial $M x x
NCPL Unlock Forecast - 30 Days FREE Trial $1M -0.4x 0.0x
NCPLW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
NCTY Unlock Forecast - 30 Days FREE Trial $M x x
OLKR Unlock Forecast - 30 Days FREE Trial $184M x x
OPFI Unlock Forecast - 30 Days FREE Trial $93M 21.2x 2.7x
OPRT Unlock Forecast - 30 Days FREE Trial $231M -2.1x 0.6x
PAPL Unlock Forecast - 30 Days FREE Trial $3M x 3.5x
PAPLF Unlock Forecast - 30 Days FREE Trial $98M x 116.9x
PGY Unlock Forecast - 30 Days FREE Trial $4413M x 12.0x
PGYWW Unlock Forecast - 30 Days FREE Trial $27M x 0.1x
PWP Unlock Forecast - 30 Days FREE Trial $0M -9.0x 0.0x
QFIN Unlock Forecast - 30 Days FREE Trial $8559M x 0.4x
RHLD Unlock Forecast - 30 Days FREE Trial $249M x 25.9x
RIOT Unlock Forecast - 30 Days FREE Trial $5957M 44.9x 1.8x
SAIH Unlock Forecast - 30 Days FREE Trial $-93M -2.1x 0.0x
SAIHW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
SDIG Unlock Forecast - 30 Days FREE Trial $74M -0.6x 3.8x
SHFS Unlock Forecast - 30 Days FREE Trial $10M 5.0x -0.6x
SHFSW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
SLNH Unlock Forecast - 30 Days FREE Trial $9M -0.2x -0.5x
SLNHP Unlock Forecast - 30 Days FREE Trial $61M -0.8x -3.8x
SNFCA Unlock Forecast - 30 Days FREE Trial $216M 9.5x 0.6x
SOFI Unlock Forecast - 30 Days FREE Trial $23389M -103.2x 1.4x
SOS Unlock Forecast - 30 Days FREE Trial $439M x 1.0x
STRD Unlock Forecast - 30 Days FREE Trial $24822M 5.2x 0.5x
STRF Unlock Forecast - 30 Days FREE Trial $35210M 7.4x 0.7x
STRK Unlock Forecast - 30 Days FREE Trial $30071M 6.3x 0.6x
SYF Unlock Forecast - 30 Days FREE Trial $29203M 8.9x 1.7x
SYF-PA Unlock Forecast - 30 Days FREE Trial $7626M 2.3x 0.5x
SYF-PB Unlock Forecast - 30 Days FREE Trial $10047M 3.1x 0.6x
TAOX Unlock Forecast - 30 Days FREE Trial $16M x 0.9x
TRLC Unlock Forecast - 30 Days FREE Trial $47M 5.1x x
TRXA Unlock Forecast - 30 Days FREE Trial $16M x x
UPST Unlock Forecast - 30 Days FREE Trial $6417M -29.6x 8.9x
VEL Unlock Forecast - 30 Days FREE Trial $737M 9.1x 1.2x
VMNT Unlock Forecast - 30 Days FREE Trial $21M x x
WD Unlock Forecast - 30 Days FREE Trial $2942M 26.7x 1.7x
WINSF Unlock Forecast - 30 Days FREE Trial $14M x 0.1x
WULF Unlock Forecast - 30 Days FREE Trial $2094M -31.5x 12.3x

Frequently Asked Questions - OppFi Inc. Stock Forecast

How accurate are OppFi Inc. stock predictions?

Our AI model demonstrates 36% historical accuracy for OPFI predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence OppFi Inc. stock price forecasts?

Our analysis considers OppFi Inc.'s financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is OppFi Inc. a good investment in 2025?

Based on our AI analysis, OppFi Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are OppFi Inc. forecasts updated?

OppFi Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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