Intratio
Quantitative Research
Skip to main content
AI Market Summary
Loading market intelligence...
  • Sign in
    My account
    Logout
AI 90-DAY FORECAST
BULLISH SIGNAL DETECTED
██.█% Sign up free to reveal

Oportun Financial Corp (OPRT) AI Forecast

Our AI detected a significant signal for Oportun Financial Corp. Create a free account and follow it to see the exact price target.

✓ Free account • ✓ 30-day free trial

$OPRT Bullish Signal Full forecast available
Sign Up Free

Oportun Financial Corp (OPRT) Stock Forecast Sept. 2, 2026

Oportun Financial Corp (OPRT) AI Stock Price Forecast & Investment Analysis

Oportun Financial Corp Stock Price Chart and Technical Analysis

Loading chart...

Oportun Financial Corp (OPRT) - Comprehensive Stock Analysis & Investment Research

Deep dive into Oportun Financial Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on September 2, 2026, 9:34 a.m. (UTC)

Oportun Financial Corp Investment Summary

When evaluating whether Oportun Financial Corp (OPRT) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Oportun Financial Corp (OPRT) operates within the Finance or Crypto Assets sector, specifically in the Finance Services industry. . With a market capitalization of $338 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Oportun Financial Corp's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Oportun Financial Corp along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Oportun Financial Corp is suitable for your investment objectives, risk tolerance, and time horizon...

Continue Reading Full Analysis

Get the complete investment breakdown for Oportun Financial Corp

Sign Up Free
Corporate Identity

Oportun Financial Corp (Stock Symbol: OPRT) is a prominent company operating within the Finance or Crypto Assets sector, with a specific focus on the Finance Services industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Oportun Financial Corp's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Oportun Financial Corp...

Sector & Industry Analysis

In-depth sector dynamics and industry context for Oportun Financial Corp...

Unlock Full Company Profile

Get complete details about Oportun Financial Corp

Sign Up Free
Revenue & Growth Analysis

Oportun Financial Corp generates annual revenues of $934 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Oportun Financial Corp...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Oportun Financial Corp...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Oportun Financial Corp...

Unlock Financial Analysis

Get complete financial metrics for Oportun Financial Corp

Sign Up Free
AI ANALYSIS AVAILABLE

Unlock Oportun Financial Corp's AI Price Forecast

Join 10,000+ investors using our 67%+ accurate AI predictions

4,000+ Stocks Analyzed
67%+ Accuracy Rate
Daily Updates
Start 30-Day Free Trial →

✓ 30-day free trial • ✓ Cancel anytime

Strategic Market Position

Oportun Financial Corp strategically competes in the highly dynamic Finance Services marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Oportun Financial Corp competes within the Finance or Crypto Assets sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency
Asset Utilization Efficiency

Asset turnover ratio of 0.30x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Oportun Financial Corp (OPRT) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Oportun Financial Corp stock analysis.

Deep dive into Oportun Financial Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Oportun Financial Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Oportun Financial Corp: With a P/E ratio of 15.75, the market moderately values the company's earnings.

P/E Ratio 15.75x
P/B Ratio 0.83x
Market Cap $338M
Book Value/Share $8.86
Revenue/Share $20.33
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Oportun Financial Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Oportun Financial Corp: An ROE of 37.8% demonstrates excellent shareholder value creation.

ROE 37.8%
ROA 4.9%
Net Margin 8.8%
EBT Margin 12.3%
Tax Rate 27.9%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Oportun Financial Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Oportun Financial Corp:

D/E Ratio 6.69x
Financial Leverage 7.69x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Oportun Financial Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Oportun Financial Corp:

Operating Cash Flow $669M
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Oportun Financial Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Oportun Financial Corp: An asset turnover of 0.30x suggests room for improvement in asset utilization.

Asset Turnover 0.30x
Fixed Assets Turnover 507.2x
Understanding Financial Statement Data

What these metrics mean: Key figures from Oportun Financial Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Oportun Financial Corp: With annual revenue of $934M, Oportun Financial Corp demonstrates solid business size.

Income Statement
Total Revenue $934M
Net Income $153M
SG&A Expense $43M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 140%
Total Liabilities 2722%
Dividend & Shareholder Information
Shares Outstanding 46M
Growth Metrics (YoY)
Net Income Growth 8.8%

Latest Oportun Financial Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Oportun Financial Corp (OPRT) stock price and investment outlook.

📰 Loading...

Where OPRT sits on the market map

Explore the map →

Oportun Financial Corp Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of Oportun Financial Corp against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABIT ██% $19M x 1.3x
ABTC ██% $939M x 1.4x
ABTS ██% $5M x 0.4x
AIXC ██% $16M x 2.8x
ALP ██% $14M x x
AMBR ██% $109M x 0.6x
ANY ██% $20M x 1.2x
ASST ██% $2.24B x 3.5x
ATCH ██% $28M 4.8x 1.3x
AVX ██% $26M x 0.2x
AXP ██% $222.86B 19.5x 6.5x
BCG ██% $25M 5.9x 1.2x
BGDE ██% $35M x 2.8x
BKKT ██% $327M x 0.9x
BLSH ██% $4.99B x x
BMNR ██% $14.39B x 1.2x
BNBX ██% $950K x 0.1x
BRR ██% $184M x 0.7x
BTBT ██% $475M x 1.2x
BTCS ██% $63M x 1.6x
BTCT ██% $30M x 1.5x
BTDR ██% $2.81B x x
BTMCQ ██% $230K x 0.0x
BTOG ██% $2M x 0.1x
BULL ██% $4.83B x x
BUR ██% $924M x 1.1x
CANG ██% $98M x 0.0x
CBLO ██% $8M x x
CHYM ██% $12.58B x 9.0x
CIFR ██% $6.05B x 10.8x
CLSK ██% $2.84B x 3.7x
CNF ██% $38M x 0.0x
CNTN ██% $176M x 0.4x
COIN ██% $46.64B x 3.6x
CORZ ██% $5.14B x x
COSG ██% $40K x x
CPSS ██% $204M 9.5x 0.6x
CRCL ██% $22.31B 49.5x 6.4x
CTWO ██% $2M x 1.0x
DAVE ██% $4.33B 19.5x 20.8x
DFDV ██% $158M x x
DGXX ██% $347M x 1.3x
DXF ██% $2M x x
EMPD ██% $91M x 0.8x
FETH ██% $1.15B x 1.5x
FGCO ██% $6M x 3.5x
FGNX ██% $41M x 0.6x
FLD ██% $25M x 0.8x
FRMM ██% $70M x 0.6x
FWDI ██% $468M x 1.0x
GDOT ██% $747M x 0.8x
GEMI ██% $504M x 1.1x
GHI ██% $146M x x
GPGI ██% $3.79B x 1.2x
GRAN ██% $28M x 3.0x
GREE ██% $40M 6.5x x
HIVE ██% $703M x 1.7x
HODO ██% $20M x 2.4x
HSCS ██% $14M x 62.2x
HSDT ██% $120M x 0.7x
IONI ██% $5M 1.2x 0.3x
IREN ██% $14.63B x 3.5x
KEEL ██% $1.94B x 5.9x
KLAR ██% $5.38B x x
LDI ██% $395M x 2.0x
LMFA ██% $2M x 0.1x
MARA ██% $4.28B x 2.6x
MDBH ██% $30M x 1.2x
MFIN ██% $273M 8.4x 0.7x
MGLD ██% $42M x 1.8x
MGTE ██% $89M 68.9x 0.2x
MGTI ██% $11M x x
MI ██% $570K x 0.0x
MSTR ██% $49.61B x 1.6x
MVCO ██% $3M x 22.1x
MVNC ██% $310K 0.8x x
MWAI ██% $2M x x
NAKA ██% $126M x 0.5x
NBND ██% $50K x x
NCPL ██% $6M x 0.3x
NCTY ██% $74M x x
OPFI ██% $585M 5.8x 1.4x
OPRT ██% $338M 15.8x 0.8x
ORIO ██% $19M x x
PAPL ██% $26M x 0.5x
PGY ██% $1.81B 14.3x 3.0x
PURR ██% $2.42B 6.0x 1.3x
PWCM ██% $2M x 0.1x
PWP ██% $1.66B 342.7x x
QFIN ██% $1.14B x 0.3x
RHLD ██% $1.07B 22.8x x
RIOT ██% $7.18B x 3.3x
SAIH ██% $43M x x
SDEV ██% $48M 0.1x 0.4x
SEV ██% $96M 27.4x x
SHFS ██% $2M x 0.3x
SII ██% $3.40B x x
SLAI ██% $17M x 0.4x
SLAIY ██% $3M x 0.1x
SLNH ██% $244M x 1.6x
SNFCA ██% $227M 6.1x 0.5x
SOFI ██% $23.07B 36.3x 2.1x
SSM ██% $4M 1.1x x
STQN ██% $18M x x
SUIG ██% $75M x 0.9x
SYF ██% $25.21B 7.2x 1.5x
TAOX ██% $29M x 2.3x
TBH ██% $12M x 5.7x
TONX ██% $183M x 0.5x
TRLC ██% $38M x x
TRXA ██% $20M x x
UPST ██% $2.73B 45.2x 3.4x
UPXI ██% $77M x x
USBC ██% $186M x 4.0x
UTKN ██% $157M x 145.1x
VEL ██% $708M 6.6x 1.0x
VIP ██% $30M 62.2x x
VMNT ██% $5M x x
VRME ██% $8M x 0.8x
WD ██% $1.35B 35.2x 0.8x
WLTH ██% $1.40B x 2.3x
WULF ██% $8.39B x 57.0x
WYFI ██% $778M x 2.3x
XXI ██% $3.74B x x
YDKG ██% $6M x 0.4x
ZSQR ██% $161M x 1.2x
Reveal all forecasts See exact % predictions for all competitors
Sign up free

Frequently Asked Questions - Oportun Financial Corp Stock Forecast

How accurate are Oportun Financial Corp stock predictions?

Our AI model shows a -23% Spearman correlation coefficient for OPRT predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Oportun Financial Corp stock price forecasts?

Our analysis considers Oportun Financial Corp's financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Oportun Financial Corp a good investment in 2026?

Based on our AI analysis, Oportun Financial Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Oportun Financial Corp forecasts updated?

Oportun Financial Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want a simpler view of Oportun Financial Corp?

View simplified analysis on AI Stock Finder →

My Portfolio

Investment Dashboard

Loading your portfolio...