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Consumer Portfolio Services, Inc. (CPSS) AI Forecast

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Consumer Portfolio Services, Inc. (CPSS) Stock Forecast Sept. 2, 2026


Consumer Portfolio Services, Inc. (CPSS) AI Stock Price Forecast & Investment Analysis

Consumer Portfolio Services, Inc. Stock Price Chart and Technical Analysis

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Consumer Portfolio Services, Inc. (CPSS) - Comprehensive Stock Analysis & Investment Research

Deep dive into Consumer Portfolio Services, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on September 2, 2026, 10:55 a.m. (UTC)

Consumer Portfolio Services, Inc. Investment Summary

When evaluating whether Consumer Portfolio Services, Inc. (CPSS) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Consumer Portfolio Services, Inc. (CPSS) operates within the Finance or Crypto Assets sector, specifically in the Finance Services industry. . With a market capitalization of $204 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Consumer Portfolio Services, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Consumer Portfolio Services, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Consumer Portfolio Services, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Consumer Portfolio Services, Inc. (Stock Symbol: CPSS) is a prominent company operating within the Finance or Crypto Assets sector, with a specific focus on the Finance Services industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Consumer Portfolio Services, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Consumer Portfolio Services, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Consumer Portfolio Services, Inc....

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Revenue & Growth Analysis

Consumer Portfolio Services, Inc. generates annual revenues of $451 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Consumer Portfolio Services, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Consumer Portfolio Services, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Consumer Portfolio Services, Inc....

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Strategic Market Position

Consumer Portfolio Services, Inc. strategically competes in the highly dynamic Finance Services marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Consumer Portfolio Services, Inc. competes within the Finance or Crypto Assets sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $349 million annually . Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.10x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Consumer Portfolio Services, Inc. (CPSS) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Consumer Portfolio Services, Inc. stock analysis.

Deep dive into Consumer Portfolio Services, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Consumer Portfolio Services, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Consumer Portfolio Services, Inc.: With a P/E ratio of 9.46, the market sees the stock as potentially undervalued.

P/E Ratio 9.46x
P/B Ratio 0.64x
Market Cap $204M
EPS $-2.32
Book Value/Share $14.78
Revenue/Share $20.91
FCF/Share $16.18
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Consumer Portfolio Services, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Consumer Portfolio Services, Inc.: An ROE of -13.3% indicates room for improvement in shareholder value creation.

ROE -13.3%
ROA -1.0%
Net Margin -16.8%
EBT Margin -16.8%
Tax Rate -1.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Consumer Portfolio Services, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Consumer Portfolio Services, Inc.:

D/E Ratio 12.85x
Financial Leverage 13.85x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Consumer Portfolio Services, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Consumer Portfolio Services, Inc.: Free cash flow of $349M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $5M
Free Cash Flow $349M
Capital Spending $344M
FCF/Sales 77.4%
CapEx/Sales 76.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Consumer Portfolio Services, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Consumer Portfolio Services, Inc.: An asset turnover of 0.10x suggests room for improvement in asset utilization.

Asset Turnover 0.10x
Fixed Assets Turnover 357.0x
Understanding Financial Statement Data

What these metrics mean: Key figures from Consumer Portfolio Services, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Consumer Portfolio Services, Inc.: With annual revenue of $451M, Consumer Portfolio Services, Inc. demonstrates solid business size.

Income Statement
Total Revenue $451M
Net Income -$42M
SG&A Expense $50M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 8%
Total Liabilities 4103%
Dividend & Shareholder Information
Shares Outstanding 22M
Growth Metrics (YoY)
Net Income Growth -16.8%
EPS Growth -24.5%

Latest Consumer Portfolio Services, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Consumer Portfolio Services, Inc. (CPSS) stock price and investment outlook.

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Where CPSS sits on the market map

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Consumer Portfolio Services, Inc. Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of Consumer Portfolio Services, Inc. against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABIT ██% $19M x 1.3x
ABTC ██% $939M x 1.4x
ABTS ██% $5M x 0.4x
AIXC ██% $16M x 2.8x
ALP ██% $14M x x
AMBR ██% $109M x 0.6x
ANY ██% $20M x 1.2x
ASST ██% $2.24B x 3.5x
ATCH ██% $28M 4.8x 1.3x
AVX ██% $26M x 0.2x
AXP ██% $222.86B 19.5x 6.5x
BCG ██% $25M 5.9x 1.2x
BGDE ██% $35M x 2.8x
BKKT ██% $327M x 0.9x
BLSH ██% $4.99B x x
BMNR ██% $14.39B x 1.2x
BNBX ██% $950K x 0.1x
BRR ██% $184M x 0.7x
BTBT ██% $475M x 1.2x
BTCS ██% $63M x 1.6x
BTCT ██% $30M x 1.5x
BTDR ██% $2.81B x x
BTMCQ ██% $230K x 0.0x
BTOG ██% $2M x 0.1x
BULL ██% $4.83B x x
BUR ██% $924M x 1.1x
CANG ██% $98M x 0.0x
CBLO ██% $8M x x
CHYM ██% $12.58B x 9.0x
CIFR ██% $6.05B x 10.8x
CLSK ██% $2.84B x 3.7x
CNF ██% $38M x 0.0x
CNTN ██% $176M x 0.4x
COIN ██% $46.64B x 3.6x
CORZ ██% $5.14B x x
COSG ██% $40K x x
CPSS ██% $204M 9.5x 0.6x
CRCL ██% $22.31B 49.5x 6.4x
CTWO ██% $2M x 1.0x
DAVE ██% $4.33B 19.5x 20.8x
DFDV ██% $158M x x
DGXX ██% $347M x 1.3x
DXF ██% $2M x x
EMPD ██% $91M x 0.8x
FETH ██% $1.15B x 1.5x
FGCO ██% $6M x 3.5x
FGNX ██% $41M x 0.6x
FLD ██% $25M x 0.8x
FRMM ██% $70M x 0.6x
FWDI ██% $468M x 1.0x
GDOT ██% $747M x 0.8x
GEMI ██% $504M x 1.1x
GHI ██% $146M x x
GPGI ██% $3.79B x 1.2x
GRAN ██% $28M x 3.0x
GREE ██% $40M 6.5x x
HIVE ██% $703M x 1.7x
HODO ██% $20M x 2.4x
HSCS ██% $14M x 62.2x
HSDT ██% $120M x 0.7x
IONI ██% $5M 1.2x 0.3x
IREN ██% $14.63B x 3.5x
KEEL ██% $1.94B x 5.9x
KLAR ██% $5.38B x x
LDI ██% $395M x 2.0x
LMFA ██% $2M x 0.1x
MARA ██% $4.28B x 2.6x
MDBH ██% $30M x 1.2x
MFIN ██% $273M 8.4x 0.7x
MGLD ██% $42M x 1.8x
MGTE ██% $89M 68.9x 0.2x
MGTI ██% $11M x x
MI ██% $570K x 0.0x
MSTR ██% $49.61B x 1.6x
MVCO ██% $3M x 22.1x
MVNC ██% $310K 0.8x x
MWAI ██% $2M x x
NAKA ██% $126M x 0.5x
NBND ██% $50K x x
NCPL ██% $6M x 0.3x
NCTY ██% $74M x x
OPFI ██% $585M 5.8x 1.4x
OPRT ██% $338M 15.8x 0.8x
ORIO ██% $24M x x
PAPL ██% $26M x 0.5x
PGY ██% $1.81B 14.3x 3.0x
PURR ██% $2.42B 6.0x 1.3x
PWCM ██% $2M x 0.1x
PWP ██% $1.66B 342.7x x
QFIN ██% $1.14B x 0.3x
RHLD ██% $1.07B 22.8x x
RIOT ██% $7.18B x 3.3x
SAIH ██% $43M x x
SDEV ██% $48M 0.1x 0.4x
SEV ██% $96M 27.4x x
SHFS ██% $2M x 0.3x
SII ██% $3.40B x x
SLAI ██% $17M x 0.4x
SLAIY ██% $3M x 0.1x
SLNH ██% $244M x 1.6x
SNFCA ██% $227M 6.1x 0.5x
SOFI ██% $23.07B 36.3x 2.1x
SSM ██% $4M 1.1x x
STQN ██% $18M x x
SUIG ██% $75M x 0.9x
SYF ██% $25.21B 7.2x 1.5x
TAOX ██% $29M x 2.3x
TBH ██% $12M x 5.7x
TONX ██% $183M x 0.5x
TRLC ██% $38M x x
TRXA ██% $20M x x
UPST ██% $2.73B 45.2x 3.4x
UPXI ██% $77M x x
USBC ██% $186M x 4.0x
UTKN ██% $157M x 145.1x
VEL ██% $708M 6.6x 1.0x
VIP ██% $30M 62.2x x
VMNT ██% $5M x x
VRME ██% $8M x 0.8x
WD ██% $1.35B 35.2x 0.8x
WLTH ██% $1.40B x 2.3x
WULF ██% $8.39B x 57.0x
WYFI ██% $778M x 2.3x
XXI ██% $3.74B x x
YDKG ██% $6M x 0.4x
ZSQR ██% $161M x 1.2x
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Frequently Asked Questions - Consumer Portfolio Services, Inc. Stock Forecast

How accurate are Consumer Portfolio Services, Inc. stock predictions?

Our AI model shows a -4% Spearman correlation coefficient for CPSS predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Consumer Portfolio Services, Inc. stock price forecasts?

Our analysis considers Consumer Portfolio Services, Inc.'s financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Consumer Portfolio Services, Inc. a good investment in 2026?

Based on our AI analysis, Consumer Portfolio Services, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Consumer Portfolio Services, Inc. forecasts updated?

Consumer Portfolio Services, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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