PFSI - PennyMac Financial Services, Inc.
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Model output · Signal date 2026-10-14
Pennymac Financial Services, Inc. (PFSI) Stock Forecast Oct. 14, 2026
Analysis updated on Oct. 14, 2026 (UTC) · Alpha · vs marketSwitch to Total · NYSE
Rating · 90D
▼ Bearish
Exact rating locked
90-day forecast
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30-day forecast
Alpha
Rank in coverage
Bottom 35%
of 4004 stocks scored
Rank correlation · 90D
n/a
No per-ticker sample yet
Market Cap
$3.08B
mid-cap · #2 of 5 peers
Summary
Pennymac Financial Services, Inc. (PFSI) stock forecast summary
Our AI ranks Pennymac Financial Services, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Pennymac Financial Services, Inc. is a mid-cap company with a market capitalization of $3.08B. It ranks number 2 by market capitalization among the 5 Mortgage Bankers & Loan Correspondents issuers in our coverage with a current forecast.
A per-ticker accuracy statistic for PFSI is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.6%, strong sell < -1.7% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-14 signals)
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PFSI price chart and AI forecast
Cross-section · 2026-10-14
How PFSI ranks among 4004 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Fundamentals
Pennymac Financial Services, Inc. (PFSI) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Mortgage Bankers & Loan Correspondents peers listed below that report each metric.
Valuation & Market
| Metric | PFSI | Rank |
|---|---|---|
| Market Cap | $3.08B | 2/5 |
| P/E Ratio | 7.85x | – |
| P/B Ratio | 0.71x | – |
| Dividend Yield | 2.05% | – |
| EPS | $7.28 | – |
| Book Value/Share | $83.48 | – |
| Revenue/Share | $62.48 | – |
| FCF/Share | $-34.67 | – |
Profitability & Margins
| Metric | PFSI | Rank |
|---|---|---|
| ROE | 9.1% | – |
| ROA | 1.3% | – |
| Net Margin | 12.1% | – |
| EBT Margin | 15.6% | 1/5 |
| Tax Rate | 22.6% | – |
Financial Health
| Metric | PFSI | Rank |
|---|---|---|
| D/E Ratio | 5.88x | 3/5 |
| Financial Leverage | 6.88x | 3/5 |
Cash Flow
| Metric | PFSI | Rank |
|---|---|---|
| Operating Cash Flow | -$1.79B | 4/6 |
| Free Cash Flow | -$1.80B | – |
| Capital Spending | -$16M | – |
| FCF/Sales | -55.5% | – |
| CapEx/Sales | 0.5% | – |
Operational Efficiency
| Metric | PFSI | Rank |
|---|---|---|
| Asset Turnover | 0.11x | 5/6 |
| Fixed Assets Turnover | 164.0x | 1/6 |
Income Statement
| Metric | PFSI | Rank |
|---|---|---|
| Total Revenue | $3.25B | 3/6 |
| Net Income | $392M | – |
Dividend & Shareholder Information
| Metric | PFSI | Rank |
|---|---|---|
| Dividends Per Share | $1.22 | – |
| Payout Ratio | 16.8% | – |
| Shares Outstanding | 52M | – |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $214M | 0.7% of assets |
| Total Liabilities | $25.52B | 85.5% of assets |
Quarterly Financial Reports
PFSI quarterly financials and insider trading
Industry Peers · Mortgage Bankers & Loan Correspondents
Pennymac Financial Services, Inc. (PFSI) industry peers
Companies classified under the same SEC industry code as Pennymac Financial Services, Inc. (Mortgage Bankers & Loan Correspondents): 6 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
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Finance · Mortgage Bankers & Loan Correspondents
News
Pennymac Financial Services, Inc. (PFSI) stock news
PennyMac Financial Services, Inc. Live with VantageScore 4.0 Across All Three Production Channels
PennyMac Financial Services, Inc. (NYSE: PFSI) (Pennymac or the company), one of America’s leading U.S. mortgage lenders and servicers, today announced it has completed deployment of VantageScore® 4.0 ...
PennyMac Financial Services, Inc. Announces Date for Release of Third Quarter 2026 Results
PennyMac Financial Services, Inc. (NYSE: PFSI) will announce results for the quarter ended September 30, 2026, in a news release to be issued after the market close on Thursday 29, 2026. Management ...
FAQ
Pennymac Financial Services, Inc. (PFSI) stock forecast FAQ
What is the Pennymac Financial Services, Inc. (PFSI) stock forecast?
Our AI ranks Pennymac Financial Services, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Pennymac Financial Services, Inc. stock predictions?
A per-ticker accuracy statistic for PFSI is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Pennymac Financial Services, Inc. forecasts updated?
Pennymac Financial Services, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 14, 2026.
Which companies are Pennymac Financial Services, Inc.'s industry peers?
6 issuers in our coverage, PFSI included, share the SEC industry code Mortgage Bankers & Loan Correspondents. The largest are: Rocket Companies, Inc. (RKT), Uwm Holdings Corp (UWMC), Onity Group Inc. (ONIT), Finance Of America Companies Inc. (FOA), Beeline Holdings, Inc. (BLNE).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.